# Transfers

A `Transfer` represents any flow of funds either to or from a `Payment Instrument`. All payments in Finix are represented by a `Transfer`.

**Related Guides:**
- [Online Payments Quickstart](/guides/online-payments/online-payments-quickstart)
- [Level 2 and 3 Processing](/guides/online-payments/payment-features/level-2-level-3-processing/)
- [POS Integration](/guides/in-person-payments/building-your-integration/pos-integration)
- [Buyer Charges](/guides/online-payments/payment-features/buyer-charges/), 
- [ACH (eCheck) Direct Debit](/guides/online-payments/bank-payments/ach-direct-debits)


## Create a Transfer

 - [POST /transfers](https://docs.finix.com/api/transfers/createtransfer.md): Create a Transfer.

## List Transfers

 - [GET /transfers](https://docs.finix.com/api/transfers/listtransfers.md): Retrieve a list of Transfers.

For details on how to query endpoints using the available parameters, see Query Parameters.

## Fetch a Transfer

 - [GET /transfers/{transfer_id}](https://docs.finix.com/api/transfers/gettransfer.md): Retrieve a Transfer.

## Update a Transfer

 - [PUT /transfers/{transfer_id}](https://docs.finix.com/api/transfers/updatetransfer.md): Update a Transfer.

## Refund or Reverse a Transfer

 - [POST /transfers/{transfer_id}/reversals](https://docs.finix.com/api/transfers/createtransferreversal.md): Reverse a transfer with a type of DEBIT. This reversal creates a new Transfer resource with a type of REVERSAL. 

Related Guides: Refunding Payments

## List Transfer Reversals

 - [GET /transfers/{transfer_id}/reversals](https://docs.finix.com/api/transfers/listtransferreversals.md): Retrieve a list of reversals for a Transfer.

For details on how to query endpoints using the available parameters, see Query Parameters.