# Balance Adjustments

A `Balance Adjustment` modifies the account `Balance` by adding funds (a 'top-up') or reducing funds for Payouts. Each adjustment is linked to a specific payment rail (e.g., ACH, card, wire).


## Create a Balance Adjustment

 - [POST /balance_adjustments](https://docs.finix.com/api/balance-adjustments/createbalanceadjustment.md): Create a  to increase (i.e., 'Top-up') or decrease your account balance for Payouts.


## List Balance Adjustments

 - [GET /balance_adjustments](https://docs.finix.com/api/balance-adjustments/listbalanceadjustments.md): Retrieve a list of  resources for an .

Only  or  credentials can be used to retrieve  objects.

For details on how to query endpoints using the available parameters, see Query Parameters.