# Balance Adjustments

A `Balance Adjustment` modifies the account `Balance` by adding funds (a 'top-up') or reducing funds for Payouts. Each adjustment is linked to a specific payment rail (e.g., ACH, card, wire).

**Related Guides:**
- [Adding Funds to your Finix Balance](/guides/payouts/adding-funds)


## Create a Balance Adjustment

 - [POST /balance_adjustments](https://docs.finix.com/api/balance-adjustments/createbalanceadjustment.md): Create a Balance Adjustment to increase (i.e., 'Top-up') or decrease your account balance for Payouts.

## List Balance Adjustments

 - [GET /balance_adjustments](https://docs.finix.com/api/balance-adjustments/listbalanceadjustments.md): Retrieve a list of Balance Adjustment resources for an Application.

Only ROLE_PARTNER or ROLE_PLATFORM credentials can be used to retrieve Balance Adjustment objects.