# Transfers

A `Transfer` represents any flow of funds either to or from a `Payment Instrument`. All payments in Finix are represented by a `Transfer`. <br/><br/> Related Guides: [Online Payments Quickstart](/guides/online-payments/online-payments-quickstart), [Level 2 and 3 Processing](/guides/online-payments/payment-features/level-2-level-3-processing/), [POS Integration](/guides/in-person-payments/building-your-integration/pos-integration), [Buyer Charges](/guides/online-payments/payment-features/buyer-charges/), [ACH (eCheck) Direct Debit](/guides/online-payments/bank-payments/ach-direct-debits)


## Create a Transfer

 - [POST /transfers](https://docs.finix.com/api/transfers/createtransfer.md): Create a .

## List Transfers

 - [GET /transfers](https://docs.finix.com/api/transfers/listtransfers.md): Retrieve a list of .

For details on how to query endpoints using the available parameters, see Query Parameters.


## Fetch a Transfer

 - [GET /transfers/{transfer_id}](https://docs.finix.com/api/transfers/gettransfer.md): Retrieve a .

## Update a Transfer

 - [PUT /transfers/{transfer_id}](https://docs.finix.com/api/transfers/updatetransfer.md): Update a .

## Refund or Reverse a Transfer

 - [POST /transfers/{transfer_id}/reversals](https://docs.finix.com/api/transfers/createtransferreversal.md): Reverse a transfer with a  of . This reversal creates a new  resource with a  of . 

Related Guides: Refunding Payments


## List Transfer Reversals

 - [GET /transfers/{transfer_id}/reversals](https://docs.finix.com/api/transfers/listtransferreversals.md): Retrieve a list of reversals for a .

For details on how to query endpoints using the available parameters, see Query Parameters.