This guide shows how to build in-person payment flows on Android using the Finix Android SDK with the PAX D135 Bluetooth card reader.
When ordering a PAX D135 your Finix point of contact will have you designate which environment you wish to use it in. Finix will notify you which device serial number corresponds to each environment.
A D135 device can be designated to be used for either Sandbox development or Production transaction processing but not both. We recommend requesting enough devices to utilize in both your Sandbox development and Production testing.
- Your PAX D135 device is fully charged.
- Android 8.0 (API level 26) or higher.
Charge the battery only with PAX-approved power supplies. Using others may damage the product and void the warranty.
Charging time must not exceed 24 hours. If the battery is empty, recharge it fully, then disconnect the device to avoid shortening its life.
The SDK supports the use of either ROLE_PARTNER or ROLE_MERCHANT credentials. If you would like to scope your device to a single merchant it is recommended to use ROLE_MERCHANT credentials. If you plan to use the device across multiple merchants you should use ROLE_PARTNER credentials.
Note that the following functionality requires the use of ROLE_PARTNER credentials.
The following outlines how to create ROLE_MERCHANT credentials. Once created, you can use these credentials across multiple devices as long as the devices are associated to the same Merchant.
- Sandbox serverhttps://finix.sandbox-payments-api.com/identities
curl -i -X POST \
-u USfdccsr1Z5iVbXDyYt7hjZZ:313636f3-fac2-45a7-bff7-a334b93e7bda \
https://finix.sandbox-payments-api.com/identities \
-H 'Content-Type: application/json' \
-H 'Finix-Version: 2022-02-01' \
-d '{
"additional_underwriting_data": {
"annual_ach_volume": 0,
"average_ach_transfer_amount": 0,
"average_card_transfer_amount": 0,
"business_description": "string",
"card_volume_distribution": {
"card_present_percentage": 0,
"ecommerce_percentage": 0,
"mail_order_telephone_order_percentage": 0
},
"credit_check_allowed": true,
"credit_check_ip_address": "string",
"credit_check_timestamp": "string",
"credit_check_user_agent": "string",
"merchant_agreement_accepted": true,
"merchant_agreement_ip_address": "string",
"merchant_agreement_timestamp": "string",
"merchant_agreement_user_agent": "string",
"refund_policy": "MERCHANDISE_EXCHANGE_ONLY",
"volume_distribution_by_business_type": {
"business_to_business_volume_percentage": 0,
"business_to_consumer_volume_percentage": 0,
"consumer_to_consumer_volume_percentage": 0,
"other_volume_percentage": 0,
"person_to_person_volume_percentage": 0
}
},
"entity": {
"ach_max_transaction_amount": 0,
"amex_mid": 0,
"annual_card_volume": 0,
"business_address": {
"city": "string",
"country": "string",
"line1": "string",
"line2": "string",
"postal_code": "string",
"region": "string"
},
"business_name": "string",
"business_phone": "string",
"business_tax_id": "string",
"business_type": "ASSOCIATION_ESTATE_TRUST",
"default_statement_descriptor": "string",
"discover_mid": 0,
"dob": {
"day": 1,
"month": 1,
"year": 1900
},
"doing_business_as": "string",
"email": "string",
"first_name": "string",
"has_accepted_credit_cards_previously": true,
"incorporation_date": {
"day": 0,
"month": 0,
"year": 0
},
"last_name": "string",
"max_transaction_amount": 0,
"mcc": "string",
"ownership_type": "PRIVATE",
"personal_address": {
"line1": "string",
"line2": "string",
"city": "string",
"region": "string",
"postal_code": "string",
"country": "ABW"
},
"phone": "string",
"principal_percentage_ownership": 0,
"short_business_name": "string",
"tax_authority": "string",
"tax_id": "string",
"title": "string",
"url": "string"
},
"identity_roles": [
"SELLER"
],
"tags": {
"property1": "string",
"property2": "string"
},
"type": "BUSINESS"
}'{
"id": "USoR21bF52KLZpbQCptrexpH",
"created_at": "2025-12-08T18:35:51.41Z",
"updated_at": "2025-12-08T18:35:51.41Z",
"created_by": "USfdccsr1Z5iVbXDyYt7hjZZ",
"email": null,
"enabled": true,
"first_name": null,
"identity": "IDjvxGeXBLKH1V9YnWm1CS4n",
"last_name": null,
"last_used_date": null,
"password": "f2fd7118-66c3-495c-8942-8178e0ea9d0c",
"role": "ROLE_MERCHANT",
"tags": {},
"_links": {
"self": {
"href": "https://finix.sandbox-payments-api.com/users/USoR21bF52KLZpbQCptrexpH"
},
"applications": {
"href": "https://finix.sandbox-payments-api.com/applications"
},
"application": {
"href": "https://finix.sandbox-payments-api.com/applications/APc9vhYcPsRuTSpKD9KpMtPe"
}
}
}The following explains how to create a new set of ROLE_PARTNER api credentials.
- Login to the Finix dashboard.
- Select the environment for which you would like to create the api credentials (Sandbox or Live)
- In the bottom left hand corner select the
Developersection - In the Api Keys section. Select
Create Api Key

Creating a device resource can be done either via the Finix dashboard or via api. Below are the steps for creating a device via API.
Create a Device under the Merchant provisioned to process In-Person Payments. Include the Device.model of the payment terminal you'll be using to process cards.
For more details about the payment terminals available, see our available devices.
curl -i -X POST \
-u USfdccsr1Z5iVbXDyYt7hjZZ:313636f3-fac2-45a7-bff7-a334b93e7bda \
https://finix.sandbox-payments-api.com/merchants/MUwfZPNW3r4EqLMzwgr6txw4/devices \
-H 'Accept: application/hal+json' \
-H 'Content-Type: application/json' \
-d '{
"description": "Cashier Three",
"model": "PAX_D135",
"name": "My PAX_D135 Finix Device",
"serial_number": "19046260947"
}
}'{
"id": "DVxcL2fiBdt9frYCKAbZikZK",
"created_at": "2025-05-21T19:01:32.000581Z",
"updated_at": "2025-05-21T19:01:32.000581Z",
"configuration_details": {
"allow_debit": true,
"check_for_duplicate_transactions": true,
"prompt_amount_confirmation": true,
"prompt_manual_entry": false,
"signature_threshold_amount": 10000,
"bypass_device_on_capture": true,
"prompt_receipt_confirmation": true,
"display_tip_on_receipt": false,
"prompt_tip_on_screen": false,
"allow_standalone_authorizations": false,
"allow_standalone_sales": false,
"allow_standalone_refunds": false,
"tipping_details": {
"percent_tipping_threshold": 0,
"percent_options": [18, 20, 22],
"fixed_options": [100, 150, 200]
},
"idle_message": null,
"idle_image_file_id": null,
"automatic_receipt_delivery_methods": null,
"available_receipt_methods": null,
"prompt_for_signature": "NEVER",
"surcharge_basis_points": null
},
"description": "Cashier Three",
"enabled": false,
"idle_message": null,
"merchant": "MU7noQ1wdgdAeAfymw2rfBMq",
"model": "PAX_D135",
"name": "My PAX_D135 Finix Device",
"serial_number": "19046260947",
"tags": {},
"_links": {
"self": {
"href": "https://finix.sandbox-payments-api.com/devices/DVxcL2fiBdt9frYCKAbZikZK"
},
"merchant": {
"href": "https://finix.sandbox-payments-api.com/merchants/MU7noQ1wdgdAeAfymw2rfBMq"
},
"transfers": {
"href": "https://finix.sandbox-payments-api.com/transfers"
},
"authorizations": {
"href": "https://finix.sandbox-payments-api.com/authorizations"
}
}
}Add dependency in gradle file. See Maven Central or MVN Repository for the latest version.
implementation("com.finix:pax-mpos-sdk-android:3.7.0")SDK version 3.0.0 is a major update and is not compatible with earlier versions (2.x.x or below). If you use D135 readers in Production on SDK version 2.0.0 or above, contact Finix before updating. We will help guide the rollout and provide extra devices if needed.
Add permission to AndroidManifest to interact with mPOS device via Bluetooth
<!-- For network communication -->
<uses-permission android:name="android.permission.INTERNET" />
<uses-permission android:name="android.permission.ACCESS_WIFI_STATE" />
<!-- For bluetooth communication -->
<uses-permission android:name="android.permission.BLUETOOTH" />
<uses-permission android:name="android.permission.BLUETOOTH_ADMIN" />
<uses-permission android:name="android.permission.ACCESS_COARSE_LOCATION" />
<uses-permission android:name="android.permission.ACCESS_FINE_LOCATION" /><!-- TargetSdkVersion greater than or equal to 31 -->
<uses-permission android:name="android.permission.BLUETOOTH_SCAN" />To interact with the MPOS device, it first needs to be initialized. This can be done by initializing the class mposFinix.
class mposFinix(private val context: Context, private val merchantData: MerchantData)
context: Android application context
merchantData: Specific values which help identify the merchant
class MerchantData (
// Merchant Id from Finix starting with MUxxxx
val merchantId: String,
// Finix mid (GUID representation)
val mid: String,
// Device ID - device registers with Finix, starting with DVxxxx
val deviceId: String,
val currency: Currency = Currency.USD,
// Sandbox or Production
val env: EnvEnum = EnvEnum.SB,
// ROLE_MERCHANT or ROLE_PARTNER UserId
val userId : String,
// ROLE_MERCHANT or ROLE_PARTNER password
val password: String
)
Example : val mpos = mposFinix(
context,
MerchantData(
merchantId = "MUxxxxxx",
mid = "",
deviceId = "DVxxxxx",
env = EnvEnum.SB,
userId = "USxxxxxxxxx",
password = ""
)
)Once initialized, connect to the device. When the device is ready for pairing, it will show an orange light and green light. Once connected, the orange light will disappear and only the green light will stay on.
When first pairing a PAX D135 the initial configuration may take a few minutes to complete. We recommended that the user experience you build factors in the configuration time to ensure that the user knows the device configuration is in progress.
fun connect(deviceName: String, deviceAddress: String, callback: MPOSConnectionCallback)
deviceName : bluetooth name of the device
deviceAddress : bluetooth address of the device
callback: exposes functions which are invoked to propagate success, error, progress
interface MPOSConnectionCallback {
fun onSuccess() // Called if the connection is successfully established
fun onError(errorMessage: String) // Called if the connection fails for some reason
fun onProcessing(currentStepMessage: String) // Provides status messages of what's currently happening
}To start a transaction, the function startTransaction() must be called. This will prep the mPOS device to accept card input (swipe, tap, insert). A blue status light will be shown. Once any action is performed with the card the device would show a red light to indicate, the card has been read and to remove it.
fun startTransaction(
amount: Long,
idempotencyId: String? = null,
transactionType: TransactionType,
transactionCallback: MPOSTransactionCallback,
splitTransfers: List<SplitTransfer>? = null,
tags: Map<String, String>? = null,
buyerIdentityId: String? = null,
surcharge: Long? = null,
tipAmount: Long? = null,
promptForSignature: PromptForSignature = PromptForSignature.Never
)| Field | Type | Description |
|---|---|---|
amount | Long, required | Amount in cents. e.g. for $10.10, this value would be 1010. |
idempotencyId | String?, optional | A randomly generated or internal ID to idempotently identify Transfers, Authorizations, or refund requests. |
transactionType | TransactionType, required | TransactionType enum - Sale, Refund, or Authorization. |
transactionCallback | MPOSTransactionCallback, required | Callback invoked with the status of the transaction or the Transaction Result. |
splitTransfers | List<SplitTransfer>?, optional | Optional list of split transfer request data. |
tags | Map<String, String>?, optional | Optional map of key/value strings to be provided in the request. |
buyerIdentityId | String?, optional | Optional buyer identity associated with this transaction. |
surcharge | Long?, optional | Optional surcharge amount in cents. |
tipAmount | Long?, optional | Optional tip amount in cents. |
promptForSignature | PromptForSignature, optional | Setting that determines whether a signature should be collected. |
interface MPOSTransactionCallback {
// Called if the transaction is successfully processed
fun onSuccess(result: TransactionResult?)
// Called if the transaction fails for any reason
fun onError(errorMessage: String)
// Provides status messages of what's currently happening
fun onProcessing(currentStepMessage: String)
}sealed interface PromptForSignature {
// A signature should always be collected
object Always : PromptForSignature
// A signature should never be collected
object Never : PromptForSignature
// A signature is collected if the amount is greater than or equal to the [thresholdAmount]
class ThresholdAmount(
val thresholdAmount: Long,
) : PromptForSignature
// A signature is collected based on the response from the card network
object OnNetworkRecommendation : PromptForSignature
}When a transaction succeeds, a signature upload can be performed if TransactionResult.signaturePending in MPOSTransactionCallback.onSuccess is true. signaturePending is determined by the promptForSignature value passed with the transaction.
For example, if a transaction was made with amount=500 and promptForSignature=PromptForSignature.ThresholdAmount(400), signaturePending will be true.
In this case your app should capture a signature from the user and call uploadSignature.
fun uploadSignature(
// Base64 encoded png of the signature
pngEncodedBase64: String,
// traceId of the successful transaction, found in TransactionResult
traceId: String,
)A referenced refund, refunds the amount specified (refund amount) of a particular transaction (transaction id) to the card on file.
fun startRefund(
idempotencyId: String? = null,
transactionId: String,
refundAmount: Long,
refundCallback: MPOSRefundCallback
)| Field | Type | Description |
|---|---|---|
idempotencyId | String?, optional | A randomly generated or internal ID to idempotently identify Transfers, Authorizations, or refund requests. |
transactionId | String, required | The transaction ID correlating to a previous transaction. Returned as part of the TransactionResult. |
refundAmount | Long, required | Amount in cents. e.g. for $10.10, this value would be 1010. |
refundCallback | MPOSRefundCallback, required | Callback invoked with the status of the refund or the Refund Result. |
If you're using proguard please add the following to your proguard rules.
#Retrofit
-dontwarn retrofit.**
-keep class retrofit.** { *; }
-keepattributes Signature
-keepattributes Exceptions
-keepattributes RuntimeVisibleAnnotations
-keepattributes RuntimeInvisibleAnnotations
-keepattributes RuntimeVisibleParameterAnnotations
-keepattributes RuntimeInvisibleParameterAnnotations
#OkHttp3
-keepattributes Signature
-keepattributes *Annotation*
-keep class okhttp3.** { *; }
-keep interface okhttp3.** { *; }
-dontwarn okhttp3.**
-dontwarn java.nio.file.*
-dontwarn org.codehaus.mojo.animal_sniffer.IgnoreJRERequirement
#Gson
-keep class com.google.gson.stream.** { *; }
#Finix
-dontwarn com.finix.mpos.sdk.**
-keep class com.finix.mpos.sdk.** { *; }
-keep class com.finix.mpos.models.** { *; }
-keep class com.finix.common.networking.models.** { *; }
-dontwarn java.lang.invoke.StringConcatFactoryIf you encounter issues with a PAX D135 while using the SDK you can reach out to the Finix Support Team at support@finix.com. Before reaching out to support, please follow the steps below to provide the necessary information to help us troubleshoot the issue.
A sample app showing how to integrate the Android D135 SDK can be found here.



If you encounter issues with a PAX D135 that is in the field with a customer you can reach out to the Finix Support Team at support@finix.com.
We strongly recommend that you build in the function below to collect the necessary information from the device that will be used to troubleshoot the issue. Not doing so may delay the resolution of the issue.
fun sendDebugReport(sendReportCallback: MPOSSendReportCallback)
interface MPOSSendReportCallback {
fun onError(errorMessage: String?)
fun onSuccess(result: LogsResponse?)
}