# Tracking Seller Payouts

Learn how to track your sellers' payouts.

When Finix approves settlements, Finix will notify you with webhooks. Each approved settlement contains a Funding Transfer that corresponds to a deposit in the your seller's bank account.

The webhook you receive details the `state` change in the Funding Transfer.

## Estimated Funds Timing

When a Funding Transfer gets sent, your seller will receive the deposit one business day after it is approved. The cutoff is 4 PM PST on business days.

| Day Funding Transfer is created | Day funds will deposit in Merchant's bank account |
|  --- | --- |
| Monday | Tuesday |
| Tuesday | Wednesday |
| Wednesday | Thursday |
| Thursday | Friday |
| Friday | Monday |
| Saturday | Tuesday |
| Sunday | Tuesday |
| Monday | Tuesday |


## Unsuccessful Funds

If the Funding Transfer isn't successful, the state of the transfer will become `failed`. For more information, see Managing Failed Payouts.

## Funding Transfer


```json Funding Transfer Resource
{
    "_embedded": {
        "transfers": [
            {
                "id": "TR34zjBBxXnT1mNDWvTq8usW",
                "amount": 54919,
                "tags": {},
                "state": "SUCCEEDED",
                "trace_id": "ea085f9d-2b9a-4388-8ff9-e4f5112a26f1",
                "currency": "USD",
                "application": "APiwqrQ7wxQQ6AgJtKz8ibC7",
                "source": "PI66ubeZmbbV93ES6DXCqfsC",
                "destination": null,
                "ready_to_settle_at": "2020-05-27T04:00:00.00Z",
                "externally_funded": "UNKNOWN",
                "fee": 0,
                "statement_descriptor": null,
                "type": "DEBIT",
                "messages": [],
                "raw": null,
                "created_at": "2020-02-18T22:35:06.42Z",
                "updated_at": "2020-02-18T22:36:12.09Z",
                "idempotency_id": null,
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",
                "merchant_identity": "IDrE9ezGKCZhFN7NCigZ3TbC",
                "subtype": "SETTLEMENT_MERCHANT",
                "_links": {
                    "application": {
                        "href": "https://finix.sandbox-payments-api.com/applications/APiwqrQ7wxQQ6AgJtKz8ibC7"
                    },
                    "self": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW"
                    },
                    "merchant_identity": {
                        "href": "https://finix.sandbox-payments-api.com/identities/IDrE9ezGKCZhFN7NCigZ3TbC"
                    },
                    "payment_instruments": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/payment_instruments"
                    },
                    "reversals": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/reversals"
                    },
                    "fees": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/fees"
                    },
                    "disputes": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/disputes"
                    },
                    "source": {
                        "href": "https://finix.sandbox-payments-api.com/payment_instruments/PI66ubeZmbbV93ES6DXCqfsC"
                    }
                }
            }
        ]
    },
    "_links": {
        "self": {
            "href": "https://finix.sandbox-payments-api.com/settlements/STsBXhy8shZtyif935DL2s2q/funding_transfers/?offset=0&limit=20&sort=created_at,desc&sort=id,desc"
        }
    },
    "page": {
        "offset": 0,
        "limit": 20,
        "count": 2
    }
}
```