# Tracking Seller Payouts

Learn how to track your sellers' payouts.

When Finix approves settlements, Finix will notify you with webhooks. Each approved settlement contains a Funding Transfer that corresponds to a deposit in the your seller's bank account.

The webhook you receive details the `state` change in the Funding Transfer.

## Estimated funds timing

When a Funding Transfer gets sent, your seller will receive the deposit one business day after it is approved. The cutoff is 4 PM PST on business days.

| Day Funding Transfer is created | Day funds will deposit in Merchant's bank account |
|  --- | --- |
| Monday | Tuesday |
| Tuesday | Wednesday |
| Wednesday | Thursday |
| Thursday | Friday |
| Friday | Monday |
| Saturday | Tuesday |
| Sunday | Tuesday |
| Monday | Tuesday |


## Unsuccessful funds

If the Funding Transfer isn't successful, the state of the transfer will become `failed`. For more information, see Managing Failed Payouts.

## Funding Transfer


```json Funding Transfer Resource
{
  "_embedded": {
    "transfers": [
      {
        "id": "TR34zjBBxXnT1mNDWvTq8usW",
        "amount": 54919,
        "tags": {},
        "state": "SUCCEEDED",
        "trace_id": "ea085f9d-2b9a-4388-8ff9-e4f5112a26f1",
        "currency": "USD",
        "application": "APiwqrQ7wxQQ6AgJtKz8ibC7",
        "source": "PI66ubeZmbbV93ES6DXCqfsC",
        "destination": null,
        "ready_to_settle_at": "2020-05-27T04:00:00.00Z",
        "externally_funded": "UNKNOWN",
        "fee": 0,
        "statement_descriptor": null,
        "type": "DEBIT",
        "messages": [],
        "raw": null,
        "created_at": "2020-02-18T22:35:06.42Z",
        "updated_at": "2020-02-18T22:36:12.09Z",
        "idempotency_id": null,
        "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",
        "merchant_identity": "IDrE9ezGKCZhFN7NCigZ3TbC",
        "subtype": "SETTLEMENT_MERCHANT",
        "_links": {
          "application": {
            "href": "https://finix.sandbox-payments-api.com/applications/APiwqrQ7wxQQ6AgJtKz8ibC7"
          },
          "self": {
            "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW"
          },
          "merchant_identity": {
            "href": "https://finix.sandbox-payments-api.com/identities/IDrE9ezGKCZhFN7NCigZ3TbC"
          },
          "payment_instruments": {
            "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/payment_instruments"
          },
          "reversals": {
            "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/reversals"
          },
          "fees": {
            "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/fees"
          },
          "disputes": {
            "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/disputes"
          },
          "source": {
            "href": "https://finix.sandbox-payments-api.com/payment_instruments/PI66ubeZmbbV93ES6DXCqfsC"
          }
        }
      }
    ]
  },
  "_links": {
    "self": {
      "href": "https://finix.sandbox-payments-api.com/settlements/STsBXhy8shZtyif935DL2s2q/funding_transfers/?offset=0&limit=20&sort=created_at,desc&sort=id,desc"
    }
  },
  "page": {
    "offset": 0,
    "limit": 20,
    "count": 2
  }
}
```