Approved MCCs

Learn about the sellers and MCCs that are approved to process payments on Finix.

In the finance ecosystem, Merchant Category Codes (MCCs) are used to classify businesses by the type of goods or services they provide. For example, grocery stores would use the MCC 5411, whereas department stores would use the MCC 5311. Beyond general record-keeping, MCCs are important because they contribute to interchange fee calculation, payment authorization rates, and fraud prevention.

Finix assigns customers a list of MCCs their Seller Merchants can select during the onboarding process. Customers offering a broad range of products and services may have an expansive MCC lists, whereas customers offering a narrower range of products and services would have a smaller list.

Below, you'll find the full list of MCCs that Finix currently supports. For information about prohibited and restricted businesses, see Prohibited and Restricted Businesses & Activities. Should you have any questions about whether Finix can support your business, please reach out to your Finix point of contact or email Finix Support.

Approved Merchant Category Codes

Below is a comprehensive list detailing the Merchant Category Codes (MCCs) that Finix supports.

MCC
Description
0742Veterinary Services
0763Agricultural Cooperatives
0780Horticultural Services / Landscaping Services
1520General Contractors-Residential and Commercial
1711Air Conditioning Contractors – Sales and Installation / Heating Contractors – Sales, Service, Installation
1731Electrical Contractors
1740Insulation – Contractors / Plastering Contractors / Masonry, Stonework Contractors / Stonework and Masonry Contractors / Tile Settings Contractors
1750Carpentry Contractors
1761Roofing - Contractors / Sheet Metal Work - Contractors / Siding - Contractors
1771Contractors – Concrete Work
1799Contractors – Special Trade, Not Elsewhere Classified
2741Miscellaneous Publishing and Printing
2842Specialty cleaning and sanitation services.
4111Local/Suburban Commuter Passenger Transportation - Railroads, Ferries, Local Water Transportation
4119Ambulance Services
4121Taxicabs and Limousines
4214Delivery Services – Local / Freight Carriers / Motor Freight Carriers / Moving and Storage Companies / Trucking - Local/Long Distance
4225Storage / Warehousing, Public
4457Boat Rentals and Leases
4468Marinas, Marine Service, and Supplies
4582Flying Fields
4789Transportation Services, Not elsewhere classified)
4812Telecommunications Equipment including telephone sales
4899Cable and other pay television (previously Cable Services)
4900Electric, Gas, Sanitary and Water Utilities
5013Motor vehicle supplies and new parts
5021Office and Commercial Furniture
5039Construction Materials, Not Elsewhere Classified
5044Office, Photographic, Photocopy, and Microfilm Equipment
5045Computers, Computer Peripheral Equipment, Software
5046Commercial Equipment, Not Elsewhere Classified
5047Medical, Dental Ophthalmic, Hospital Equipment and Supplies
5065Electrical Parts and Equipment
5072Hardware Equipment and Supplies
5074Plumbing and Heating Equipment and Supplies
5085Industrial Supplies, Not Elsewhere Classified
5094Precious Stones and Metals, Watches and Jewelry
5099Durable Goods, Not Elsewhere Classified
5111Stationery, Office Supplies, Printing, and Writing Paper
5122Drugs, Drug Proprietors and Druggist's Sundries (Card-Present)
5131Piece Goods, Notions, and other Dry Goods
5137Men’s Women’s and Children’s Uniforms and Commercial Clothing
5139Commercial Footwear
5169Chemicals and Allied Products, Not Elsewhere Classified
5172Petroleum and Petroleum Products
5192Books, Periodicals, and Newspapers
5193Florists’ Supplies, Nursery Stock and Flowers
5198Paints, Varnishes, and Supplies
5199Non-durable Goods, Not Elsewhere Classified
5200Home Supply Warehouse Stores
5211Lumber and Building Materials Stores
5231Glass Stores / Paint and Wallpaper Stores / Wallpaper Stores
5251Hardware Stores
5261Nurseries – Lawn and Garden Supply Store
5300Wholesale Clubs
5309Duty Free Store
5310Discount Stores
5311Department Stores
5331Variety Stores
5399Misc. General Merchandise
5411Grocery Stores / Supermarkets
5422Freezer and Locker Meat Provisioners / Meat Provisioners - Freezer and Locker
5441Candy Stores / Confectionary Stores / Nut Stores
5451Dairy Products Stores
5462Bakeries
5499Misc. Food Stores – Convenience Stores and Specialty Markets (EXCLUDING: Personal Enhancement Products and/or Nutraceuticals)
5511Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts and Leasing
5521Automobile and Truck Dealers (Used Only)
5532Automotive Tire Stores
5533Automotive Parts, Accessories Stores
5541Service Stations (with or without ancillary services)
5551Boat Dealers
5561Recreational and Utility Trailers, Camp Dealers
5571Motorcycle Dealers
5599Miscellaneous Auto Dealers
5611Men’s and Boy’s Clothing and Accessories Stores
5621Women’s Ready-to-Wear Stores
5631Women’s Accessory and Specialty Shops
5641Children’s and Infant’s Wear Stores
5651Family Clothing Stores
5655Sports Apparel, Riding Apparel Stores
5661Shoe Stores
5681Furriers and Fur Shops
5690Direct Marketing – Insurance Services
5691Men’s and Women’s Clothing Stores
5697Tailors, Seamstress, Mending, and Alterations
5698Wig and Toupee Stores
5699Miscellaneous Apparel and Accessory Shops
5712Furniture, Home Furnishings, and Equipment Stores, Except Appliances
5713Floor Covering Stores
5714Drapery, Window Covering and Upholstery Stores
5718Fireplace, Fireplace Screens, and Accessories Stores
5719Miscellaneous Home Furnishing Specialty Stores
5722Household Appliance Stores
5732Electronic Sales
5733Music Stores, Musical Instruments, Piano Sheet Music
5734Computer Software Stores
5735Record Shops
5811Caterers
5812Eating places and Restaurants; includes food delivery
5813Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques
5814Fast Food Restaurants; includes food delivery
5817Digital Goods: Applications (Excludes Games)
5832Antique Shops – Sales, Repairs, and Restoration Services
5912Drug Stores and Pharmacies (Card-Present)
5921Package Stores – Beer, Wine, and Liquor (in-person and online)
5931Used Merchandise and Secondhand Stores
5932Antique Shops
5940Bicycle Shops – Sales and Service
5941Sporting Goods Stores
5942Book Stores
5943Stationery Stores, Office and School Supply Stores
5944Watch, Clock, Jewelry, and Silverware Stores
5945Hobby, Toy, and Game Shops
5946Camera and Photographic Supply Stores
5947Card Shops, Gift, Novelty, and Souvenir Shops
5948Luggage and Leather Goods Stores
5949Sewing, Needle, Fabric, and Piece Goods Stores
5950Glassware/Crystal Stores
5964Direct Marketing - Catalog Merchant
5970Artist’s Supply and Craft Shops
5971Art Dealers and Galleries
5973Religious Goods Stores
5975Hearing Aids – Sales, Service, and Supply Stores
5976Orthopedic Goods Prosthetic Devices
5977Cosmetic Stores
5983Fuel – Fuel Oil, Wood, Coal, Liquefied Petroleum
5992Florists
5995Pet Shops, Pet Foods, and Supplies Stores
5996Swimming Pools – Sales, Service, and Supplies
5997Electric Razor Stores – Sales and Service
5998Tent and Awning Shops
5999Miscellaneous and Specialty Retail Stores
6300Insurance Sales, Underwriting, and Premiums
6513Real Estate Agents & Managers
7011Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)
7032Sporting and Recreational Camps (EXCLUDING Nudist Camps)
7033Trailer Parks and Camp Grounds
7210Laundry, Cleaning, and Garment Services
7211Laundries
7216Dry Cleaners
7217Carpet and Upholstery Cleaning
7221Photographic Studios
7230Barber and Beauty Shops
7251Shoe Repair/Hat Cleaning
7261Funeral Service and Crematories
7276Tax Preparation Service
7277Counseling Service - Marriage, Personal
7298Health and Beauty Spas
7299Miscellaneous General Services
7311Advertising Services
7332Blueprinting and Photocopying Services
7333Commercial Photography, Art and Graphics
7338Quick Copy, Repro, and Blueprint
7342Exterminating & Disinfecting Services
7349Cleaning and Maintenance, Janitorial Services
7361Employment Agencies, Temporary Help Services
7372Computer Programming, Integrated Systems Design and Data Processing Services
7375Information Retrieval Services
7379Computer Maintenance and Repair Services, Not Elsewhere Classified
7392Management, Consulting, and Public Relations Services
7393Detective Agencies, Protective and Security Services – Including Armored Cars and Guard Dogs
7394Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental
7399Business Services, Not Elsewhere Classified; Event Planning and Management
7519Recreational Vehicle Rentals
7531Automotive Body Repair Shops
7534Tire Re-treading and Repair Shops
7538Automotive Service Shops (Non Dealer)
7542Car Washes
7549Towing Services
7622Electronics Repair Shops
7623Air Conditioning and Refrigeration Repair Shops
7629Electrical And Small Appliance Repair Shops
7631Watch/Jewelry Repair
7641Furniture, Furniture Repair, and Furniture Refinishing
7699Repair Shops and Related Services –Miscellaneous
7829Motion Pictures and Video Tape Production and Distribution
7832Motion Picture Theaters
7911Dance Halls, Studios and Schools
7922Theatrical Producers (Except Motion Pictures), Ticket Agencies
7941Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters; Sports arena and Stadium Management
7991Tourist Attractions and Exhibits
7992Golf Courses - Public
7993Video Amusement Game Supplies
7994Video Game Arcades/Establishments
7996Amusement Parks, Carnivals, Circuses, Fortune Tellers
7997Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
7999Recreation Services (Not Elsewhere Classified) (EXCLUDES Shooting Ranges)
8011Doctors and Physicians (Not Elsewhere Classified)
8021Dentists and Orthodontists
8031Osteopaths
8041Chiropractors
8042Optometrists and Ophthalmologists
8043Opticians, Opticians Goods and Eyeglasses
8049Podiatrists and Chiropodists
8050Nursing and Personal Care Facilities; Home Healthcare
8062Hospitals
8071Medical and Dental Laboratories
8099Medical Services and Health Practitioners (Not Elsewhere Classified)
8111Legal Services and Attorneys
8211Elementary and Secondary Schools
8220Colleges, Junior Colleges, Universities, and Professional Schools
8241Correspondence Schools
8244Business and Secretarial Schools
8249Vocational Schools and Trade Schools
8299Schools and Educational Services (Not Elsewhere Classified)
8351Child Care Services
8398Charitable and Social Service Organizations
8641Civic, Fraternal, and Social Associations
8661Religious Organizations
8699Membership Organizations (Not Elsewhere Classified)
8734Testing Laboratories
8911Architectural – Engineering and Surveying Services
8931Accounting, Auditing, and Bookkeeping Services
8999Professional Services (Not Elsewhere Defined)
9222Fines
9311Tax Payments
9399Government Services (Not Elsewhere Classified)