# Approved MCCs Learn about the sellers and MCCs that are approved to process payments on Finix. In the finance ecosystem, [Merchant Category Codes (MCCs)](https://en.wikipedia.org/wiki/Merchant_category_code) are used to classify businesses by the type of goods or services they provide. For example, grocery stores would use the MCC `5411`, whereas department stores would use the MCC `5311`. Beyond general record-keeping, MCCs are important because they contribute to interchange fee calculation, payment authorization rates, and fraud prevention. Finix assigns customers a list of MCCs their Seller Merchants can select during the onboarding process. Customers offering a broad range of products and services may have an expansive MCC lists, whereas customers offering a narrower range of products and services would have a smaller list. Below, you'll find the full list of MCCs that Finix currently supports. For information about prohibited and restricted businesses, see [Prohibited and Restricted Businesses & Activities](https://finix.com/terms-and-policies/prohibited-and-restricted-businesses). Should you have any questions about whether Finix can support your business, please reach out to your Finix point of contact or email [Finix Support](/guides/getting-started/support-at-finix). ## Approved Merchant Category Codes Below is a comprehensive list detailing the Merchant Category Codes (MCCs) that Finix supports. table thead tr th div b MCC th div b Description tbody tr td 0742 td Veterinary Services tr td 0763 td Agricultural Cooperatives tr td 0780 td Horticultural Services / Landscaping Services tr td 1520 td General Contractors-Residential and Commercial tr td 1711 td Air Conditioning Contractors – Sales and Installation / Heating Contractors – Sales, Service, Installation tr td 1731 td Electrical Contractors tr td 1740 td Insulation – Contractors / Plastering Contractors / Masonry, Stonework Contractors / Stonework and Masonry Contractors / Tile Settings Contractors tr td 1750 td Carpentry Contractors tr td 1761 td Roofing - Contractors / Sheet Metal Work - Contractors / Siding - Contractors tr td 1771 td Contractors – Concrete Work tr td 1799 td Contractors – Special Trade, Not Elsewhere Classified tr td 2741 td Miscellaneous Publishing and Printing tr td 2842 td Specialty cleaning and sanitation services. tr td 4111 td Local/Suburban Commuter Passenger Transportation - Railroads, Ferries, Local Water Transportation tr td 4119 td Ambulance Services tr td 4121 td Taxicabs and Limousines tr td 4214 td Delivery Services – Local / Freight Carriers / Motor Freight Carriers / Moving and Storage Companies / Trucking - Local/Long Distance tr td 4225 td Storage / Warehousing, Public tr td 4457 td Boat Rentals and Leases tr td 4468 td Marinas, Marine Service, and Supplies tr td 4582 td Flying Fields tr td 4789 td Transportation Services, Not elsewhere classified) tr td 4812 td Telecommunications Equipment including telephone sales tr td 4899 td Cable and other pay television (previously Cable Services) tr td 4900 td Electric, Gas, Sanitary and Water Utilities tr td 5013 td Motor vehicle supplies and new parts tr td 5021 td Office and Commercial Furniture tr td 5039 td Construction Materials, Not Elsewhere Classified tr td 5044 td Office, Photographic, Photocopy, and Microfilm Equipment tr td 5045 td Computers, Computer Peripheral Equipment, Software tr td 5046 td Commercial Equipment, Not Elsewhere Classified tr td 5047 td Medical, Dental Ophthalmic, Hospital Equipment and Supplies tr td 5065 td Electrical Parts and Equipment tr td 5072 td Hardware Equipment and Supplies tr td 5074 td Plumbing and Heating Equipment and Supplies tr td 5085 td Industrial Supplies, Not Elsewhere Classified tr td 5094 td Precious Stones and Metals, Watches and Jewelry tr td 5099 td Durable Goods, Not Elsewhere Classified tr td 5111 td Stationery, Office Supplies, Printing, and Writing Paper tr td 5122 td Drugs, Drug Proprietors and Druggist's Sundries (Card-Present) tr td 5131 td Piece Goods, Notions, and other Dry Goods tr td 5137 td Men’s Women’s and Children’s Uniforms and Commercial Clothing tr td 5139 td Commercial Footwear tr td 5169 td Chemicals and Allied Products, Not Elsewhere Classified tr td 5172 td Petroleum and Petroleum Products tr td 5192 td Books, Periodicals, and Newspapers tr td 5193 td Florists’ Supplies, Nursery Stock and Flowers tr td 5198 td Paints, Varnishes, and Supplies tr td 5199 td Non-durable Goods, Not Elsewhere Classified tr td 5200 td Home Supply Warehouse Stores tr td 5211 td Lumber and Building Materials Stores tr td 5231 td Glass Stores / Paint and Wallpaper Stores / Wallpaper Stores tr td 5251 td Hardware Stores tr td 5261 td Nurseries – Lawn and Garden Supply Store tr td 5300 td Wholesale Clubs tr td 5309 td Duty Free Store tr td 5310 td Discount Stores tr td 5311 td Department Stores tr td 5331 td Variety Stores tr td 5399 td Misc. General Merchandise tr td 5411 td Grocery Stores / Supermarkets tr td 5422 td Freezer and Locker Meat Provisioners / Meat Provisioners - Freezer and Locker tr td 5441 td Candy Stores / Confectionary Stores / Nut Stores tr td 5451 td Dairy Products Stores tr td 5462 td Bakeries tr td 5499 td Misc. Food Stores – Convenience Stores and Specialty Markets (EXCLUDING: Personal Enhancement Products and/or Nutraceuticals) tr td 5511 td Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts and Leasing tr td 5521 td Automobile and Truck Dealers (Used Only) tr td 5532 td Automotive Tire Stores tr td 5533 td Automotive Parts, Accessories Stores tr td 5541 td Service Stations (with or without ancillary services) tr td 5551 td Boat Dealers tr td 5561 td Recreational and Utility Trailers, Camp Dealers tr td 5571 td Motorcycle Dealers tr td 5599 td Miscellaneous Auto Dealers tr td 5611 td Men’s and Boy’s Clothing and Accessories Stores tr td 5621 td Women’s Ready-to-Wear Stores tr td 5631 td Women’s Accessory and Specialty Shops tr td 5641 td Children’s and Infant’s Wear Stores tr td 5651 td Family Clothing Stores tr td 5655 td Sports Apparel, Riding Apparel Stores tr td 5661 td Shoe Stores tr td 5681 td Furriers and Fur Shops tr td 5690 td Direct Marketing – Insurance Services tr td 5691 td Men’s and Women’s Clothing Stores tr td 5697 td Tailors, Seamstress, Mending, and Alterations tr td 5698 td Wig and Toupee Stores tr td 5699 td Miscellaneous Apparel and Accessory Shops tr td 5712 td Furniture, Home Furnishings, and Equipment Stores, Except Appliances tr td 5713 td Floor Covering Stores tr td 5714 td Drapery, Window Covering and Upholstery Stores tr td 5718 td Fireplace, Fireplace Screens, and Accessories Stores tr td 5719 td Miscellaneous Home Furnishing Specialty Stores tr td 5722 td Household Appliance Stores tr td 5732 td Electronic Sales tr td 5733 td Music Stores, Musical Instruments, Piano Sheet Music tr td 5734 td Computer Software Stores tr td 5735 td Record Shops tr td 5811 td Caterers tr td 5812 td Eating places and Restaurants; includes food delivery tr td 5813 td Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques tr td 5814 td Fast Food Restaurants; includes food delivery tr td 5817 td Digital Goods: Applications (Excludes Games) tr td 5832 td Antique Shops – Sales, Repairs, and Restoration Services tr td 5912 td Drug Stores and Pharmacies (Card-Present) tr td 5921 td Package Stores – Beer, Wine, and Liquor (in-person and online) tr td 5931 td Used Merchandise and Secondhand Stores tr td 5932 td Antique Shops tr td 5940 td Bicycle Shops – Sales and Service tr td 5941 td Sporting Goods Stores tr td 5942 td Book Stores tr td 5943 td Stationery Stores, Office and School Supply Stores tr td 5944 td Watch, Clock, Jewelry, and Silverware Stores tr td 5945 td Hobby, Toy, and Game Shops tr td 5946 td Camera and Photographic Supply Stores tr td 5947 td Card Shops, Gift, Novelty, and Souvenir Shops tr td 5948 td Luggage and Leather Goods Stores tr td 5949 td Sewing, Needle, Fabric, and Piece Goods Stores tr td 5950 td Glassware/Crystal Stores tr td 5964 td Direct Marketing - Catalog Merchant tr td 5970 td Artist’s Supply and Craft Shops tr td 5971 td Art Dealers and Galleries tr td 5973 td Religious Goods Stores tr td 5975 td Hearing Aids – Sales, Service, and Supply Stores tr td 5976 td Orthopedic Goods Prosthetic Devices tr td 5977 td Cosmetic Stores tr td 5983 td Fuel – Fuel Oil, Wood, Coal, Liquefied Petroleum tr td 5992 td Florists tr td 5995 td Pet Shops, Pet Foods, and Supplies Stores tr td 5996 td Swimming Pools – Sales, Service, and Supplies tr td 5997 td Electric Razor Stores – Sales and Service tr td 5998 td Tent and Awning Shops tr td 5999 td Miscellaneous and Specialty Retail Stores tr td 6300 td Insurance Sales, Underwriting, and Premiums tr td 6513 td Real Estate Agents & Managers tr td 7011 td Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) tr td 7032 td Sporting and Recreational Camps (EXCLUDING Nudist Camps) tr td 7033 td Trailer Parks and Camp Grounds tr td 7210 td Laundry, Cleaning, and Garment Services tr td 7211 td Laundries tr td 7216 td Dry Cleaners tr td 7217 td Carpet and Upholstery Cleaning tr td 7221 td Photographic Studios tr td 7230 td Barber and Beauty Shops tr td 7251 td Shoe Repair/Hat Cleaning tr td 7261 td Funeral Service and Crematories tr td 7276 td Tax Preparation Service tr td 7277 td Counseling Service - Marriage, Personal tr td 7298 td Health and Beauty Spas tr td 7299 td Miscellaneous General Services tr td 7311 td Advertising Services tr td 7332 td Blueprinting and Photocopying Services tr td 7333 td Commercial Photography, Art and Graphics tr td 7338 td Quick Copy, Repro, and Blueprint tr td 7342 td Exterminating & Disinfecting Services tr td 7349 td Cleaning and Maintenance, Janitorial Services tr td 7361 td Employment Agencies, Temporary Help Services tr td 7372 td Computer Programming, Integrated Systems Design and Data Processing Services tr td 7375 td Information Retrieval Services tr td 7379 td Computer Maintenance and Repair Services, Not Elsewhere Classified tr td 7392 td Management, Consulting, and Public Relations Services tr td 7393 td Detective Agencies, Protective and Security Services – Including Armored Cars and Guard Dogs tr td 7394 td Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental tr td 7399 td Business Services, Not Elsewhere Classified; Event Planning and Management tr td 7519 td Recreational Vehicle Rentals tr td 7531 td Automotive Body Repair Shops tr td 7534 td Tire Re-treading and Repair Shops tr td 7538 td Automotive Service Shops (Non Dealer) tr td 7542 td Car Washes tr td 7549 td Towing Services tr td 7622 td Electronics Repair Shops tr td 7623 td Air Conditioning and Refrigeration Repair Shops tr td 7629 td Electrical And Small Appliance Repair Shops tr td 7631 td Watch/Jewelry Repair tr td 7641 td Furniture, Furniture Repair, and Furniture Refinishing tr td 7699 td Repair Shops and Related Services –Miscellaneous tr td 7829 td Motion Pictures and Video Tape Production and Distribution tr td 7832 td Motion Picture Theaters tr td 7911 td Dance Halls, Studios and Schools tr td 7922 td Theatrical Producers (Except Motion Pictures), Ticket Agencies tr td 7941 td Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters; Sports arena and Stadium Management tr td 7991 td Tourist Attractions and Exhibits tr td 7992 td Golf Courses - Public tr td 7993 td Video Amusement Game Supplies tr td 7994 td Video Game Arcades/Establishments tr td 7996 td Amusement Parks, Carnivals, Circuses, Fortune Tellers tr td 7997 td Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses tr td 7999 td Recreation Services (Not Elsewhere Classified) (EXCLUDES Shooting Ranges) tr td 8011 td Doctors and Physicians (Not Elsewhere Classified) tr td 8021 td Dentists and Orthodontists tr td 8031 td Osteopaths tr td 8041 td Chiropractors tr td 8042 td Optometrists and Ophthalmologists tr td 8043 td Opticians, Opticians Goods and Eyeglasses tr td 8049 td Podiatrists and Chiropodists tr td 8050 td Nursing and Personal Care Facilities; Home Healthcare tr td 8062 td Hospitals tr td 8071 td Medical and Dental Laboratories tr td 8099 td Medical Services and Health Practitioners (Not Elsewhere Classified) tr td 8111 td Legal Services and Attorneys tr td 8211 td Elementary and Secondary Schools tr td 8220 td Colleges, Junior Colleges, Universities, and Professional Schools tr td 8241 td Correspondence Schools tr td 8244 td Business and Secretarial Schools tr td 8249 td Vocational Schools and Trade Schools tr td 8299 td Schools and Educational Services (Not Elsewhere Classified) tr td 8351 td Child Care Services tr td 8398 td Charitable and Social Service Organizations tr td 8641 td Civic, Fraternal, and Social Associations tr td 8661 td Religious Organizations tr td 8699 td Membership Organizations (Not Elsewhere Classified) tr td 8734 td Testing Laboratories tr td 8911 td Architectural – Engineering and Surveying Services tr td 8931 td Accounting, Auditing, and Bookkeeping Services tr td 8999 td Professional Services (Not Elsewhere Defined) tr td 9222 td Fines tr td 9311 td Tax Payments tr td 9399 td Government Services (Not Elsewhere Classified) ## Restricted MCCs by American Express (AMEX) American Express (AMEX) has a list of restricted MCCs that are not allowed to be processed by AMEX. Below is a list of restricted MCCs by AMEX. table thead tr th MCC th Description tbody tr td 6010 td Financial Institutions – Manual Cash Disbursements tr td 6011 td Financial Institutions – Automated Cash Disbursements tr td 6012 td Financial Institutions – Merchandise and Services tr td 6051 td Non-Financial Institutions – Foreign Currency, Cryptocurrency, Money Orders (not Wire Transfer), Scrip, and Travelers Checks