# Available Fees

## Card Fees

| Field  | Description  |
|  --- | --- |
| `basis_points` | Percentage-based fee incurred against the full amount of each card-based `Transfer`. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `fixed_fee` | Fee in cents incurred for each individual card-based `Transfer`. |
| `charge_interchange` | Set to True to incur interchange fees for card-based `Transfers`. |
| `cross_border_fixed_fee` | Fee in cents incurred for each individual card-based `Transfer` that is deemed to be cross-border (Non-US). |
| `cross_border_basis_points` | Percentage-based fee incurred against the full amount of each card-based `Transfer` that is deemed to be cross-border (Non-US). Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `ancillary_fixed_fee_primary` | Fee in cents incurred for each individual `Transfer`. |
| `ancillary_fixed_fee_secondary` | Fee in cents incurred for each individual `Transfer`. |


## Card Brand Specific Fees

## Visa

| Field  | Description  |
|  --- | --- |
| `visa_basis_points` | Percentage-based fee incurred against the full amount of each Visa `Transfer`. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `visa_fixed_fee` | Fee in cents incurred for each individual Visa `Transfer`. |
| `visa_charge_interchange` | Set to True to incur interchange fees for Visa `Transfers`. |
| `visa_assessments_basis_points` | Applies to all Visa credit transactions. |
| `visa_acquirer_processing_fixed_fee` | All U.S.-based credit card authorizations acquired in the U.S. regardless of where the issuer/cardholder is located. If your business is based in the U.S., the acquirer processing fee will apply to all Visa credit card authorizations. |
| `visa_credit_voucher_fixed_fee` | Applies to refunds. |
| `visa_kilobyte_access_fixed_fee` | Charged on each authorization transaction submitted to Visa's network for settlement. |
| `visa_base_II_system_file_transmission_fixed_fee` | Applies to all Visa transactions and is charged in addition to other transaction-based assessments. |
| `visa_base_II_credit_voucher_fixed_fee` | Applies to all U.S.-based refunds. |


## Mastercard

| Field  | Description  |
|  --- | --- |
| `mastercard_basis_points` | Percentage-based fee incurred against the full amount of each MasterCard `Transfer`. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `mastercard_fixed_fee` | Fee in cents incurred for each individual MasterCard `Transfer`. |
| `mastercard_charge_interchange` | Set to True to incur interchange fees for MasterCard `Transfers`. |
| `mastercard_assessments_under1k_basis_points` | Assessment applies to Mastercard transactions less than or equal to $1,000. |
| `mastercard_assessments_over1k_basis_points` | Assessment applies to Mastercard credit sale transactions greater than $1,000. |
| `mastercard_acquirer_fees_basis_points` | Fee is assessed on a business's gross MasterCard processing volume. This fee varies per acquirer based on MasterCard's assessed charge as it's distributed across the acquirer's portfolio of merchants. Generally, the ALF fee is a fraction of a basis point. For example, 0.0045%, 0.0075%, etc. are examples of a likely ALF fee. |


## American Express

| Field  | Description  |
|  --- | --- |
| `american_express_basis_points` | Percentage-based fee incurred against the full amount of each American Express `Transfer`. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `american_express_fixed_fee` | Fee in cents incurred for each individual American Express `Transfer`. |
| `american_express_charge_interchange` | Set to True to incur interchange fees for American Express `Transfers`. |
| `american_express_assessment_basis_points` | Applies to gross American Express card volume. |


## JCB

| Field  | Description  |
|  --- | --- |
| `jcb_basis_points` | Percentage-based fee incurred against the full amount of each JCB `Transfer`. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `jcb_fixed_fee` | Fee in cents incurred for each individual JCB `Transfer`. |
| `jcb_charge_interchange` | Set to True to incur interchange fees for JCB `Transfers`. |


## Discover

| Field  | Description  |
|  --- | --- |
| `discover_basis_points` | Percentage-based fee incurred against the full amount of each Discover `Transfer`. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `discover_fixed_fee` | Fee in cents incurred for each individual Discover `Transfer`. |
| `discover_charge_interchange` | Set to True to incur interchange fees for Discover `Transfers`. |
| `discover_assessments_basis_points` | Assessment applies to gross Discover card transaction volume. |
| `discover_data_usage_fixed_fee` | Applies to all U.S.-based authorization transactions. |
| `discover_network_authorization_fixed_fee` | This fee will apply to all Discover network authorizations and will replace the previously assessed Data Transmission. |


## Diner's Club

| Field  | Description  |
|  --- | --- |
| `diners_club_basis_points` | Percentage-based fee incurred against the full amount of each Diners `Transfer`. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `diners_club_fixed_fee` | Fee in cents incurred for each individual Diners `Transfer`. |
| `diners_club_charge_interchange` | Set to True to incur interchange fees for Diners `Transfers`. |


## ACH Fees

| Field  | Description  |
|  --- | --- |
| `ach_fixed_fee` | Fee in cents incurred for each individual `Transfer`. |
| `ach_basis_points` | Percentage-based fee incurred against the full amount of an ACH Direct Debit. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%). |
| `ach_basis_points_fee_limit` | Maximum `ach_basis_points` fee (in cents) incurred for each individual `Transfer`. |


## ACH Return Fees

| Field  | Description  |
|  --- | --- |
| `ach_debit_return_fixed_fee` | A fixed amount (in cents) that will be charged to the seller for receiving an ACH *Debit* Return. |
| `ach_credit_return_fixed_fee` | A fixed amount (in cents) that will be charged to the seller for receiving an ACH *Credit* Return. |


## Dispute Specific Fees

| Field  | Description  |
|  --- | --- |
| `dispute_inquiry_fixed_fee` | Applied when a dispute is created in state INQUIRY. |
| `dispute_fixed_fee` | Applied when a dispute is created or moved to state PENDING. |