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Card Fees

Field Description
basis_pointsPercentage-based fee incurred against the full amount of each card-based Transfer. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
fixed_feeFee in cents incurred for each individual card-based Transfer.
charge_interchangeSet to True to incur interchange fees for card-based Transfers.
cross_border_fixed_feeFee in cents incurred for each individual card-based Transfer that is deemed to be cross-border (Non-US).
cross_border_basis_pointsPercentage-based fee incurred against the full amount of each card-based Transfer that is deemed to be cross-border (Non-US). Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
ancillary_fixed_fee_primaryFee in cents incurred for each individual Transfer.
ancillary_fixed_fee_secondaryFee in cents incurred for each individual Transfer.

Card Brand Specific Fees

Visa

Field Description
visa_basis_pointsPercentage-based fee incurred against the full amount of each Visa Transfer. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
visa_fixed_feeFee in cents incurred for each individual Visa Transfer.
visa_charge_interchangeSet to True to incur interchange fees for Visa Transfers.
visa_assessments_basis_pointsApplies to all Visa credit transactions.
visa_acquirer_processing_fixed_feeAll U.S.-based credit card authorizations acquired in the U.S. regardless of where the issuer/cardholder is located. If your business is based in the U.S., the acquirer processing fee will apply to all Visa credit card authorizations.
visa_credit_voucher_fixed_feeApplies to refunds.
visa_kilobyte_access_fixed_feeCharged on each authorization transaction submitted to Visa's network for settlement.
visa_base_II_system_file_transmission_fixed_feeApplies to all Visa transactions and is charged in addition to other transaction-based assessments.
visa_base_II_credit_voucher_fixed_feeApplies to all U.S.-based refunds.

Mastercard

Field Description
mastercard_basis_pointsPercentage-based fee incurred against the full amount of each MasterCard Transfer. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
mastercard_fixed_feeFee in cents incurred for each individual MasterCard Transfer.
mastercard_charge_interchangeSet to True to incur interchange fees for MasterCard Transfers.
mastercard_assessments_under1k_basis_pointsAssessment applies to Mastercard transactions less than or equal to $1,000.
mastercard_assessments_over1k_basis_pointsAssessment applies to Mastercard credit sale transactions greater than $1,000.
mastercard_acquirer_fees_basis_pointsFee is assessed on a business's gross MasterCard processing volume. This fee varies per acquirer based on MasterCard's assessed charge as it's distributed across the acquirer's portfolio of merchants. Generally, the ALF fee is a fraction of a basis point. For example, 0.0045%, 0.0075%, etc. are examples of a likely ALF fee.

American Express

Field Description
american_express_basis_pointsPercentage-based fee incurred against the full amount of each American Express Transfer. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
american_express_fixed_feeFee in cents incurred for each individual American Express Transfer.
american_express_charge_interchangeSet to True to incur interchange fees for American Express Transfers.
american_express_assessment_basis_pointsApplies to gross American Express card volume.

JCB

Field Description
jcb_basis_pointsPercentage-based fee incurred against the full amount of each JCB Transfer. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
jcb_fixed_feeFee in cents incurred for each individual JCB Transfer.
jcb_charge_interchangeSet to True to incur interchange fees for JCB Transfers.

Discover

Field Description
discover_basis_pointsPercentage-based fee incurred against the full amount of each Discover Transfer. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
discover_fixed_feeFee in cents incurred for each individual Discover Transfer.
discover_charge_interchangeSet to True to incur interchange fees for Discover Transfers.
discover_assessments_basis_pointsAssessment applies to gross Discover card transaction volume.
discover_data_usage_fixed_feeApplies to all U.S.-based authorization transactions.
discover_network_authorization_fixed_feeThis fee will apply to all Discover network authorizations and will replace the previously assessed Data Transmission.

Diner's Club

Field Description
diners_club_basis_pointsPercentage-based fee incurred against the full amount of each Diners Transfer. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
diners_club_fixed_feeFee in cents incurred for each individual Diners Transfer.
diners_club_charge_interchangeSet to True to incur interchange fees for Diners Transfers.

ACH Fees

Field Description
ach_fixed_feeFee in cents incurred for each individual Transfer.
ach_basis_pointsPercentage-based fee incurred against the full amount of an ACH Direct Debit. Calculated as one hundredth of one percent (1 basis point = .0001 or .01%).
ach_basis_points_fee_limitMaximum ach_basis_points fee (in cents) incurred for each individual Transfer.

ACH Return Fees

Field Description
ach_debit_return_fixed_feeA fixed amount (in cents) that will be charged to the seller for receiving an ACH Debit Return.
ach_credit_return_fixed_feeA fixed amount (in cents) that will be charged to the seller for receiving an ACH Credit Return.

Dispute Specific Fees

Field Description
dispute_inquiry_fixed_feeApplied when a dispute is created in state INQUIRY.
dispute_fixed_feeApplied when a dispute is created or moved to state PENDING.