# Convenience Fees

Learn about the requirements and what you can do with Convenience Fee.

A convenience fee is a Buyer Charge that can only get passed to buyers when the seller is providing a method of payment (usually internet or over the phone) different from its standard payment channel (historically mail or in-person).

## Requirements

Sellers and your integration must meet these requirements to charge Convenience Fees:

- The fee is charged only when the seller provides buyers with a method of payment different from its standard payment channel.
- The fee can only be charged when processing Online Payments.
- The seller must support In-Person Payments.
- The buyer must be aware of the fee and its purpose before making a payment.
- After the fee gets disclosed, the buyer must have the option to cancel the transaction without any consequences.
- The Convenience Fee amount must be the same fixed amount across all card transactions.
- The fee must be in the total transaction `amount` . A separate transaction can't be created.
- Convenience Fees can't be alongside any other buyer charges.
- Convenience Fees can't be charged on a recurring or installment basis.


We recommend setting the convenience fee to about 3% of the seller's average transaction.

## Convenience Fees with Virtual Terminal

You can charge convenience fees using the Virtual Terminal. To do so, navigate to the Virtual Terminal on the Dashboard.

### Step 1: Add Buyer Fees

![Convenience Fees Buyer Fees - Virtual Terminal 1](/assets/convenience-fees-virtual-terminal-1.535930f94fd433c43aa5b42e4ec946a521e2b2219d02fceadd3a455531f6df51.08ff7529.png)

### Step 2: Enter Convenience Fee Amount

![Convenience Fees Buyer Fees - Virtual Terminal 2](/assets/convenience-fees-virtual-terminal-2.980727650e4768513ae58075fb858713c0c6f0e1812184501a09bf5adfa7ce7f.08ff7529.png)

### Step 3: Confirm Convenience Fee Amount

![Convenience Fees Buyer Fees - Virtual Terminal 3](/assets/convenience-fees-virtual-terminal-3.f80c7eb8eb2eafb75dec3ba4ac7959a0693132bf0b73acf3311460f54e89ab34.08ff7529.png)

After you confirm the subtotal and convenience fee amount, you can then process the payment.

## Convenience Fees with Payment Links

When you create a Payment Link, you have the option to add a convenience fee.

### Step 1: Add Buyer Fees

![Convenience Fees Buyer Fees - Payment Links 1](/assets/convenience-fees-payment-link-1.83b748d97cfedad587f223c9827df4a41388aa6f1450aad7d79c7784890c2e2e.08ff7529.png)

### Step 2: Enter Convenience Fees

![Convenience Fees Buyer Fees - Payment Links 2](/assets/convenience-fees-payment-link-2.914511d388316f19fb0fc52133cf2d075c6a51a0222c108ced313c3fbaea72c9.08ff7529.png)

### Step 3. Buyer sees convenience fee amount

![Convenience Fees Buyer Fees - Payment Links 3](/assets/convenience-fees-payment-link-3.12286fe87331dd1dda802f9c5d7870d50c5272803cdb27e7ab4912e9f10a7af2.08ff7529.png)

## Convenience Fees using Finix API - Online Payments

Include the convenience fee in `convenience_amount` when creating a `Transfer` or an `Authorization`.

See the following for an example where a vehicle is getting paid for online instead of in-person or via check.

- The transaction is for a $5200 car payment with a fixed Convenience Fee of $150.
- The fee is included in `tags` for tracking purposes.


Example
API Definition