# Accepting Disputes

Accepting a Dispute avoids a long and potentially expensive process. When you accept a Dispute, you concede that it isn't worth challenging or representing. After you accept a Dispute, Finix marks it as `LOST`.

You may want to concede a Dispute if:

- You agree with the buyer.
- You don't have evidence.
- The transaction amount is low and you don't want to invest time to respond and represent the Dispute.
- You suspect fraud or an internal issue.


You can accept a Dispute only when `Dispute#response_state` is `NEEDS_RESPONSE`. For more information on responding instead of accepting, see [Responding to disputes](/guides/after-the-payment/disputes/responding-to-disputes).

## Accept a Dispute on the Dashboard

Use the Finix Dashboard to accept a Dispute: click **Disputes** in the left navigation. For more information, see [Manage Disputes on the Dashboard](/guides/after-the-payment/disputes/managing-disputes#manage-disputes-on-the-dashboard).

## Accept a Dispute with the API

To accept a Dispute, make a request to the accept endpoint with the Dispute's `id`.


```shell Accepting a Dispute with the API
curl https://finix.sandbox-payments-api.com/disputes/DIs7yQRkHDdMYhurzYz72SFk/accept \
    -H "Content-Type: application/json" \
    -H 'Finix-Version: 2022-02-01' \
    -u  USsRhsHYZGBPnQw8CByJyEQW:8a14c2f9-d94b-4c72-8f5c-a62908e5b30e \
    -d '{
        "note": "Accepting Dispute: Valid Reason"
    }'
```


```json Accepted Dispute
{
  "id": "DIs7yQRkHDdMYhurzYz72SFk",
  "created_at": "2022-01-27T07:43:03.74Z",
  "updated_at": "2022-09-16T22:21:54.75Z",
  "action": null,
  "amount": 888888,
  "application": "APgPDQrLD52TYvqazjHJJchM",
  "dispute_details": {
    "arn": "123"
  },
  "evidence_submitted": "INQUIRY",
  "identity": "IDpYDM7J9n57q849o9E9yNrG",
  "merchant": "MUucec6fHeaWo3VHYoSkUySM",
  "message": null,
  "occurred_at": "2022-01-27T07:42:48.56Z",
  "reason": "FRAUD",
  "respond_by": "2022-02-03T07:43:03.73Z",
  "response_state": "NEEDS_RESPONSE",
  "state": "INQUIRY",
  "tags": {
    "order_number": "21DFASJSAKAS"
  },
  "transfer": "TRoTrJ3kqNTFh1P2FJ7A36Ky",
  "_links": {
    "self": {
      "href": "https://finix.sandbox-payments-api.com/disputes/DIs7yQRkHDdMYhurzYz72SFk"
    },
    "application": {
      "href": "https://finix.sandbox-payments-api.com/applications/APgPDQrLD52TYvqazjHJJchM"
    },
    "transfer": {
      "href": "https://finix.sandbox-payments-api.com/transfers/TRoTrJ3kqNTFh1P2FJ7A36Ky"
    },
    "evidence": {
      "href": "https://finix.sandbox-payments-api.com/disputes/DIs7yQRkHDdMYhurzYz72SFk/evidence"
    },
    "adjustment_transfers": {
      "href": "https://finix.sandbox-payments-api.com/disputes/DIs7yQRkHDdMYhurzYz72SFk/adjustment_transfers"
    }
  }
}
```

## Next steps

Responding to Disputes
Upload evidence and submit a response to challenge a Dispute.

Dispute states
Look up Dispute states, response states, and reason codes.