The Finix Checkout iOS app now supports Tap to Pay on iPhone. Accept in-person payments using only an iPhone. No card reader or extra hardware is required.

Buyers hold their contactless card or device near your iPhone to pay.

Tap to Pay on iPhone accepts:

• Contactless credit and debit cards: All major card brands are supported.
• Digital wallets: This includes Apple Pay and Google Pay.

Tap to Pay on iPhone requires an iPhone XS or newer running iOS 18.1 or later.

To learn more, see the Tap to Pay on iPhone guide.

You can now build your own applications and deploy them directly to Finix-supported payment terminals. With the Device Reader SDK, your app runs on the terminal itself and controls the full in-person payment experience: registering the device, initializing the terminal, and processing transactions.

Use this to build a custom point of sale, or to embed payments into an existing workflow. You keep complete control over the checkout experience on the device.

To learn more:

• Building your own apps on devices
• Android Device Reader SDK quickstart
• iOS Device Reader SDK quickstart

Finix now supports the PAX A35, a compact Android smart PIN pad built for retail checkout. Its slim footprint fits countertop and multilane deployments without taking up valuable counter space.

Key benefits include:

• Flexible payment acceptance: Accept EMV chip, contactless, and magnetic stripe payments.
• Built for the counter: A 4-inch touchscreen in a compact design suited to countertop and multilane retail environments.
• Reliable connectivity: Connect over Wi-Fi or Ethernet to fit your store's setup.

The PAX A35 is available to customers in the United States and Canada and integrates with Finix via the semi-integrated API. Standalone Mode is not available on this device.

To learn more:

• PAX A35 device guide
• Build your POS integration

Finix now supports the PAX A3700, also known as the Elys Tablet. The A3700 is a customer-facing Android payment tablet built for retail checkout and suitable for a wide range of business environments.

Key benefits include:

• Large customer-facing display: A 7-inch HD touchscreen gives buyers a clear view of prompts and payment details at checkout.
• Flexible payment acceptance: Accept EMV chip, contactless, and magnetic stripe payments, with card readers on both sides of the device.
• Fits multiple setups: Use the tablet on its own at the counter, or attach it to an Elys Station for a full checkout station.

The PAX A3700 is available to customers in the United States and Canada and integrates with Finix via the semi-integrated API. Standalone Mode is not available on this device.

To learn more:

• PAX A3700 device guide
• Build your POS integration

Card scanning is now available in:

• iOS SDK: Built into the Payment Sheet and enabled by default.
• Android SDK: Uses on-device text recognition to populate the payment form.
• Finix Checkout App: Scan cards when taking payments on the go.

To learn more:

• Card scanning on iOS
• Card scanning on Android

We've released version 1.60 of the Finix for WooCommerce plugin. The plugin now supports WooCommerce Subscriptions, so merchants can offer recurring payment options managed by WooCommerce and processed through Finix.

This release also includes compatibility updates:

• Tested and fully compatible with WooCommerce 10.9.
• Tested and fully compatible with WooCommerce Subscriptions 9.0.
• Tested and fully compatible with WordPress 7.0.

To download and install the plugin, visit wordpress.org or read our WooCommerce plugin guide. If you have auto-updates enabled, the plugin updates automatically depending on your WordPress settings.

• Via API: Pass expiration_month and expiration_year (a 4-digit year) together when updating a Payment Instrument.
• Via Dashboard: Edit the expiration date directly from the Payment Instrument's detail page.

For more information, see Update a Payment Instrument.

If you decrypt Apple Pay or Google Pay tokens on your own systems, you can now pass the decrypted values directly to Finix when creating a Payment Instrument, instead of sending the encrypted token for Finix to decrypt.

This passthrough path is available to PCI DSS Level 1 compliant merchants and gives you full control over token decryption. Send the decrypted card number, cryptogram, expiration_month, expiration_year, and electronic_commerce_indicator_code directly to the API.

To learn more:

• Apple Pay passthrough guide
• Google Pay passthrough guide

Common use cases include moving a balance to a preferred account, funding a debit card from a bank account, and consolidating funds across accounts.

To learn more, see the Me-to-Me payouts guide.

Paper checks take weeks to arrive, get lost or stolen in the mail, and create recovery work when they do. With Finix Payouts, recipients receive funds on the debit card they already carry, with no routing numbers to track down and no checks to chase.

Common use cases include:

• Tax refunds
• Disaster relief payments
• Juror fees
• Unclaimed property disbursements
• Small-dollar reimbursements

To enable Government Payouts on your Finix Application, reach out to your Finix point of contact or email support@finix.com.

Finix now supports Cybersource as a gateway integration. Cybersource, a Visa-owned payment gateway, acts as the gateway layer routing transactions to card networks. Merchants can retain their existing checkout solutions while Finix continues to handle merchant onboarding, settlements, and payouts.

Key benefits include:

• Global card support: Accept a wide range of international cards including Visa, Mastercard, American Express, and Discover.
• Flexible checkout: Keep existing checkout providers like Shopify while routing transactions through Cybersource.

Merchants must use a Finix-issued Cybersource account. Once a Gateway Integration is created, Cybersource sends an email invitation to activate the account and retrieve transacting credentials.

To learn more:

• Cybersource Integration Guide
• Create a Gateway Integration

• Auto rental: Include rental details, such as the rental agreement number, pickup and return dates, and rental rate, using the additional_motor_vehicle_rental_data object.
• Lodging: Include stay details, such as check-in and check-out dates, room rate, and folio number, using the additional_lodging_data object.

To learn more:

• Motor vehicle rental guide
• Lodging guide

The PAX IM30 is available to customers in the United States and Canada and integrates with Finix via the semi-integrated API.

To learn more:

• PAX IM30 device guide
• Build your POS integration

Name verification results cover first, last, and middle name matching against the issuing bank and apply to both Visa and Mastercard. If the name on file doesn't match, you can update the cardholder name on the payment instrument and request a re-verification.

Dashboard support for name verification results is coming soon.

For more details, see:

• Verify Push-to-Card Eligibility
• Testing Name Verification
• Update a Payment Instrument

Previously, merchants saw your company's default Statement Descriptor listed as the originator. Going forward, the descriptor will use the following format:

Finix-Your Statement Descriptor

For example: Finix-PARTNER Name

Please communicate this change to your merchants so they are aware of the updated descriptor on ACH settlement transactions. This change does not impact settlement timing, reporting, or reconciliation processes.

Merchants accepting ACH payments can still set a custom statement descriptor that appears on the end buyer's bank statement. This update only affects how ACH settlement transactions to and from merchant bank accounts are identified.

If you have any questions, reach out to your Customer Delivery Manager or support@finix.com.

The app is available in the U.S. and supports:

• Creating Sales and Authorizations via the Pax D135 and Manual Entry
• Creating and Managing Payment Links
• Viewing Transaction, Buyer, and Payment Instrument details
• Creating SMS and Email Receipts

To access Invoices:

1. In the Finix Dashboard, expand Payment Tools in the left navigation.
2. Click Invoices.

Check out our Invoices Quickstart guide to see how you can create invoices in the Finix Dashboard.

Invoices Early Access

Invoices is in early access. During our early access promotional period, each invoice payment will be processed at a 0.10% fee per successful transaction.

Starting July 1st, 2026, the standard rate will be increased to 0.40% fee per successful transaction.

Please reach out to Finix Support or your Finix point of contact if you have any questions.

Check out our guides on how to set up AI models with Finix's MCP server.

The supported AI models include:

The buyer payment page will display a notice indicating that a surcharge applies and specify the exact amount.

See our Surcharge Fees for Payment Links guide for more details.

Check our Payment Links quickstart to see how you can add a card statement descriptor.

By default, the primary merchant absorbs the full amount of any dispute or ACH return. You can now optionally enable proportional distribution, where the dispute or return amount is split across all participating sellers based on their share of the original transaction — so each seller is responsible for only their portion.

To enable proportional distribution for disputes or ACH returns, contact Finix Support.

For information on handling disputes and ACH returns with split transactions, please see our Split Transactions guide.

With a 10× smaller bundle, simplified configuration, improved validation, and a fully refreshed UI system, v2 makes it easier than ever to build secure, PCI-compliant payment flows across modern web applications.

What's New in v2

🚀 10× Smaller Bundle Size

Faster load times, reduced bandwidth usage, and dramatically improved behavior on slower networks and mobile devices.

✔️ Improved Form Validation

Enhanced client-side validation, including improved international card validation, bank-account validation, and real-time error feedback.

🌐 Shadow DOM and Web App Support

Full compatibility with web components, micro-frontends, and modern reactive frameworks.

🎨 New Pre-Built Themes + Dark Mode

Cleaner UI out of the box with theme presets (finix, amethyst, sapphire, etc.) and complete dark-mode support.

🛠️ Enhanced Customization

Improved styles and fonts APIs allow for even more brand-level customization.

🏦 Plaid Link Support

When accepting ACH / bank payments, the form now automatically integrates with Plaid Link for a modern, secure bank-account experience.

Learn more about our finix.js v2 by visiting our tokenization form guide.

Learn more on our guide

See API documentation here.

• Android Github Sample App
• iOS Github Sample App

We've released support for Interac Debit on our PAX A800 and A920 Pro. Customers and merchants can now take payments in Canada with Interac, Visa, Mastercard, Discover, and American Express.

Finix continues to grow its presence in Canada through local hiring, new partnerships, and long-term investment to help more businesses modernize their payment infrastructure.

To learn more about Interac see our joint press release or our documentation.

We've updated our Subscriptions and Subscription Links to allow buyers to receive a confirmation email.

Learn more about Subscription Notifications here.

We've updated our Payment Links and Checkout Forms to support Google Pay. For Payment Links, you'll see an additional option under Allowed Payment Methods in our Dashboard to let buyers pay using Google Pay.

We've improved Dispute statuses to update more frequently to WON or LOST. You'll see Disputes update quicker than in the past.

You can read more here about winning and losing disputes.

Updated Filters

We've updated the default landing page of disputes to automatically filter which disputes need a response. This makes it easier to focus on which disputes need to be challenged or accepted.

Ability to Submit a Partial Dispute Response

We now allow you to respond to partial dispute amounts. This can be helpful if you disagree with the amount of the inquiry or chargeback, but acknowledge that part of it is valid.

Including a previously initiated refund when Responding to a Dispute

Specifying a refund when responding to a dispute can be useful when you refunded the cardholder but they separately opened up a dispute with their bank.

For both full dispute amounts and partial dispute amounts, you can specify if a refund was already provided to the cardholder. We'll submit this information to the card networks as part of the response.

If you don't see the refund, you can manually link a refund. This may be applicable if you did an unreferenced refund.

We have updated our API Reference Postman collection to include all the examples available in Finix's API documentation. This enhancement allows the Postman collection to serve as a standalone API reference.

To explore specific examples, expand the requests. For instance, you can expand the "POST Create a Payment Instrument" request to view example requests for creating cards, bank accounts, and more.

You can access our Postman collection here.

You can now surcharge on our Payment Links and Checkout Forms. Surcharge fees are available to sellers to help cover the cost of processing payments.

Note: Surcharging only works on Credit Cards and if the merchant is enabled for surcharging. To learn more about Surcharging, see our guide here.

To learn more about Convenience Fees, see our guide here.

Our Finix for WooCommerce plugin allows merchants to have fast, flexible, and reliable payments with Finix. Whether you're launching a new shop or scaling an existing one, We makes it easy to accept payments and manage orders.

In our latest release, we've updated our plugin to version 1.2.0. This plugin comes with a number of updates including:

• Google Pay Support: You can now use Google Pay alongside our Card, Bank, and Apple Pay options.
• $CAD Support: If you are a merchant in Canada, you can use our WooCommerce Plugin to process $CAD payments.
• Performance improvements and bug fixes: We've updated a number of our internals of the application to ensure a smoother experience for merchants and buyers.

To download and install our plugin, you can click here or read our guide. If you have auto updates enabled the plugin should update automatically depending on your WordPress settings.

Key Updates:

• Collapsible sidebar allows for more space on smaller screens: You can now collapse the sidebar navigation and give yourself more horizontal space to view the dashboard. This can be handy for investigating transactions or seeing more columns on certain pages.
• Ability to upload a small icon is now available: If you use a white-labeled dashboard, you can now upload a smaller icon logo to be displayed when the sidebar is collapsed. We recommend uploading a square icon logo. We will use a generic unbranded icon if you don't upload one.

Steps to upload a logo for the collapsed sidebar

Follow the steps below to upload a icon for the collapsed sidebar. If you don't upload one, we will use a generic unbranded icon for your merchants.

1. Head towards the Settings > Company > Branding Page.
2. Upload a square logo in the Icon Logo section.
3. Save and review your image once you collapse the sidebar.

Standalone Mode Filters

You can now filter transactions on the Standalone Mode. This is useful if you need to find a specific transaction or see transactions for a specific merchant. For additional details, see our Standalone Mode Filters Guide.

Below is a gif showing how to filter transactions on the Standalone Mode.

<img src="/images/videos/pax-standalone-filters.gif" alt="Standalone Mode Filters Demo" style="height: 450px; width: auto;" />

Custom Fields to Receipts

You can now add custom fields to receipts. This allows you to add custom data fields—like invoice numbers — to printed receipts directly through the API. This enhancement gives you more flexibility to tailor receipts to your business needs.

For example, you can now include fields like "Invoice Number: 12345" directly on the printed receipt.

For additional details, see our Custom Fields to Receipts Guide.

Surcharging

You can now use surcharging on the Virtual Terminal. Our Virtual Terminal supports surcharging on online and in-person payments via a connected POS Terminal.

Note: Surcharging only works on Credit Cards and if the merchant is enabled for surcharging. To learn more about Surcharging, see our guide here.

Statement Descriptors

On the Virtual Terminal, you can now pass in Custom Statement Descriptors.

These statement descriptors show up on your buyer's bank statement and may help them identify the purchase. Using statement descriptors may lead to less support tickets or chargebacks.

Device Configuration Overrides

You can now override the device configuration for a specific transaction. This is useful if you need to change the device configuration for a specific transaction. For additional details, see our Device Configuration Overrides Guide.

Device configuration overrides is supported for the following features:

• Prompt for Tip

If there is a configuration override that is not listed above, please reach out to Finix Support to submit the request.

• Improved search
• Improved navigation
• Improved styling
• Dark mode
• Leave feedback on pages
• Improved search
• Improved navigation
• Improved styling
• Dark mode
• Leave feedback on pages

Improved Search

• Searching is now lightning-fast, giving you results within moments of typing
• You'll now have a large area to view and pick between search results
• You can filter search results by Guides versus API Reference, as well as apply granular API Reference filters
• Access search by selecting the search bar on the top-left, or typing / or Cmd + K on your keyboard
• Searching is now lightning-fast, giving you results within moments of typing
• You'll now have a large area to view and pick between search results
• You can filter search results by Guides versus API Reference, as well as apply granular API Reference filters
• Access search by selecting the search bar on the top-left, or typing / or Cmd + K on your keyboard

Improved Navigation

• We've re-organized all our content into sections that are clearer and easier to follow
• We've added cards on all section homepages, making it easier for readers to find all topics
• We've re-organized all our content into sections that are clearer and easier to follow
• We've added cards on all section homepages, making it easier for readers to find all topics

Improved Styling

• We've improved styling across our entire docs site, making the reading experience easier and more consistent
• These styling improvements include code blocks, section titles, and more
• We've improved styling across our entire docs site, making the reading experience easier and more consistent
• These styling improvements include code blocks, section titles, and more

Dark Mode

• Now, you can read our docs in dark-mode
• To do so, toggle between dark-mode and light-mode with the icon in the upper-right corner
• Now, you can read our docs in dark-mode
• To do so, toggle between dark-mode and light-mode with the icon in the upper-right corner

Leave Feedback on Pages

• Now, you can leave feedback directly on the bottom of each page
• This feedback goes directly to our team for review, and we'll reach out if needed
• Now, you can leave feedback directly on the bottom of each page
• This feedback goes directly to our team for review, and we'll reach out if needed

Note: Some customers will remain on the Net Profit Report. Please contact your Finix Representative if you have questions.

We’re rolling out a new way of calculating residuals this month and going forward. This updated system will be used for all future residual calculations and payouts.

What’s changing?

Instead of using the Net Profit Report, Finix will now generate Residual Settlements that contain:

• Merchant Fees: Fees used to bill your merchants for transaction costs on Finix. These can be set using the Merchant Fee Profile or passed in dynamically on transactions.
• Finix Costs: Costs for using the Finix system for acquiring. These are defined in your legal agreement (MSA) with Finix.
• Merchant Fees: Fees used to bill your merchants for transaction costs on Finix. These can be set using the Merchant Fee Profile or passed in dynamically on transactions.
• Finix Costs: Costs for using the Finix system for acquiring. These are defined in your legal agreement (MSA) with Finix.

What reports are available?

Finix will provide a report to help you analyze your billing settlements:

• Residual by Merchant: Breaks down residuals by individual merchants.

How do I access residual settlements?

There will be a new Company Financials tab under Settings → Company Page.

Within this tab, you’ll find four sections:

• Residual Settlements: Lists all residual calculations (previously provided via the Net Profit report).
• Cost Profile: Shows the rates defined in your MSA.
• Service Agreement: Displays your customer type.
• Billing Settings: View your billing configuration.
• Residual Settlements: Lists all residual calculations (previously provided via the Net Profit report).
• Cost Profile: Shows the rates defined in your MSA.
• Service Agreement: Displays your customer type.
• Billing Settings: View your billing configuration.

• Finix Hosted Checkout - Redirects customers to a secure Finix-hosted checkout page
• Finix Tokenization Form - Embeds the Finix Tokenization Form directly in the website
• Finix Hosted Checkout - Redirects customers to a secure Finix-hosted checkout page
• Finix Tokenization Form - Embeds the Finix Tokenization Form directly in the website

Sample Accept a Payment App

Sample e-commerce application that shows how to use Finix's checkout forms and how to take a payment with our Token Forms.

What’s New in Version 1.3.1:

• Bank Account Double Confirmation: An optional setting to help reduce ACH returns caused by mistyped account numbers.
• "Bank Code" Renamed to "Routing Number": Update to reflect more common U.S. terminology.
• Improved Routing Number Validation: Ensures 9-digit numeric input only.
• Dark Mode Support: Seamless integration with dark-themed sites.
• CSS Enhancements: Minor enhancements for improved default styling.
• Bank Account Double Confirmation: An optional setting to help reduce ACH returns caused by mistyped account numbers.
• "Bank Code" Renamed to "Routing Number": Update to reflect more common U.S. terminology.
• Improved Routing Number Validation: Ensures 9-digit numeric input only.
• Dark Mode Support: Seamless integration with dark-themed sites.
• CSS Enhancements: Minor enhancements for improved default styling.

If you're not using a locked version of the library, this update will roll out automatically.

• Current Version: 1.2.3
• New Version: 1.3.1

In this guide, you can learn how to manually enter card details on the terminal when integrated via API.

<div class="carousel" style="display: flex; gap: 20px; overflow-x: auto;"> <div class="carousel-item"> <img src="/images/screenshots/pax-standalone-mode-review-screen.png" alt="Manual Entry Flow" width="400" /> </div> <div class="carousel-item"> <img src="/images/screenshots/pax-standalone-mode-manual-entry.png" alt="Manual Entry Flow" width="400" /> </div> <div class="carousel-item"> <img src="/images/screenshots/pax-standalone-mode-processing-screen.png" alt="Manual Entry Flow" width="400" /> </div> <div class="carousel-item"> <img src="/images/screenshots/pax-standalone-mode-thank-you-screen.png" alt="Manual Entry Flow" width="400" /> </div> </div>

At Finix, we prioritize the security of your account and sensitive information. To further strengthen account protection, we will begin enforcing Multi-Factor Authentication (MFA) starting on March 1st.

MFA adds an extra layer of security by requiring not only your username and password, but also a second verification step. This is essential in preventing unauthorized access and ensuring the safety of your data.

Finix offers the following options for MFA

• SMS (Text Message): Finix supports an SMS option for users to login.
• Mobile Authenticator: You can also use a Mobile Authenticator App such as Google Authenticator or Okta Verify to login.
• SMS (Text Message): Finix supports an SMS option for users to login.
• Mobile Authenticator: You can also use a Mobile Authenticator App such as Google Authenticator or Okta Verify to login.

Before March 1st

1. Please enable MFA for your account by following the simple steps outlined in this guide.
2. If your merchants log into the Finix Dashboard, we recommend pass along this guide or similar content and communicate that MFA will be required to login starting on March 1st.

After March 1st

Anyone who does not have MFA enabled will be prompted to do so when they login.

If you have any questions or need assistance setting up MFA, please contact us at support@finix.com and we are happy to help. If you have any questions or need assistance setting up MFA, please contact us at support@finix.com and we are happy to help.

Merchants can now easily see a Transaction Flow when viewing a Payment. This allows for an easier understanding of where a Payment is and whether a Merchant's Settlement was Approved.

Payment Links can now be Edited after being Created

Merchants can now easily edit Payment Links. For all Payment Links, you can now edit them. Depending on the type of payment link and state different fields are editable.

This can be handy for merchants who want to rename Payment Links and especially for Single Use Payment Links which have more editable fields.

We've redesigned the core checkout flow for speed and ease of use. From initiating a sale to completing the transaction, the process is intuitive and efficient. For a full breakdown of the recent Standalone Mode enhancements see here.

Enhanced Payment Confirmation for both Standalone and Cloud Integrations

Clearer on-screen confirmations and receipt options ensure both you and your customers have a seamless checkout experience.

Subscription Billing allows you to charge your customers for a product or service at regular intervals.

New features include

• Set Future Start Dates: Schedule subscriptions to start at a later date.
• Define Subscription Duration: Set a fixed number of billing cycles.
• Subscription Receipts: If receipts are turned on, buyers will receive consistent, detailed receipts for each billing cycle.
• Billing Credits: Make one-time adjustments to an upcoming subscription payment without impacting the entire subscription.
• Trial Phase Enhancements: Clearer visibility into trial periods and how they transition to paid cycles.
• Next Billing Date Visibility: Users can now easily see when the next charge will occur.
• Set Future Start Dates: Schedule subscriptions to start at a later date.
• Define Subscription Duration: Set a fixed number of billing cycles.
• Subscription Receipts: If receipts are turned on, buyers will receive consistent, detailed receipts for each billing cycle.
• Billing Credits: Make one-time adjustments to an upcoming subscription payment without impacting the entire subscription.
• Trial Phase Enhancements: Clearer visibility into trial periods and how they transition to paid cycles.
• Next Billing Date Visibility: Users can now easily see when the next charge will occur.

How to Enable

You can use Susbcriptions in your dashboard or use our API. Please refer to the Subscription Guidelines for important compliance information.

To learn more about Subscription Billing, visit our Subscription Guide.

Card Account Updater is a service offered by the card brands. When a card expires or is replaced, the card brands will push the new information to Finix’s platform, keeping your customer’s payment data up-to-date.

Key Benefits

• Minimize failed transactions
• Ensure uninterrupted services, helping sub-merchants retain customers
• Minimize failed transactions
• Ensure uninterrupted services, helping sub-merchants retain customers

New Improvements

• Ability to set net-new payment instruments to be enabled for Account Updater or as specified
• You do not need to submit an Account Updater batch. Finix will handle updates automatically.
• Ability to set net-new payment instruments to be enabled for Account Updater or as specified
• You do not need to submit an Account Updater batch. Finix will handle updates automatically.

Pricing Details

$0.55 USD; $0.80 CAD per card updated unless a different price is specified in your current contract.

How to Enable

Contact our support team to enable Account Updater for net-new payment instruments or historical ones.

To learn more about Account Updater, visit our Account Updater Guide.

Network tokens replace card information with a randomized string of letters and numbers when sending data to a card network. When a card is expired or replaced, the card information is automatically updated.

Key Benefits

• Increased Authorization Rates: Network tokens can increase authorization rates, leading to more approved payments and higher revenue for your business.
• Lower Interchange Fees: Card schemes, such as Visa, often charge lower interchange fees on transactions utilizing network tokens.
• Pricing Details: $0.15 USD; $0.25 CAD per card tokenized by the card networks unless a different price is specified in your current contract.
• Increased Authorization Rates: Network tokens can increase authorization rates, leading to more approved payments and higher revenue for your business.
• Lower Interchange Fees: Card schemes, such as Visa, often charge lower interchange fees on transactions utilizing network tokens.
• Pricing Details: $0.15 USD; $0.25 CAD per card tokenized by the card networks unless a different price is specified in your current contract.

How to Enable

Contact our support team to enable Account Updater for net-new Payment Instruments or historical ones.

To learn more about Network Tokenization, visit our Network Tokenization Guide

This is a new feature for merchants who need quick access to funds from card transactions. Whether it's to cover unexpected expenses or improve cash flow, merchants can now request instant settlements directly to a specified debit card.

Key Benefits

• Immediate Access to Funds: Get funds instantly instead of waiting days for standard settlements specifically from card transactions.
• Flexible Usage: Take control of your cash flow with the following pricing.
• Immediate Access to Funds: Get funds instantly instead of waiting days for standard settlements specifically from card transactions.
• Flexible Usage: Take control of your cash flow with the following pricing.

Pricing Details

1.5% per payout.

How to Enable

Contact your Finix Representative on or after February 1, 2025 to initiate a risk review. Once approved, the feature will be activated in your dashboard, allowing you to request instant settlements at the rate above.

If you are interested in getting activated earlier please contact your Support Representative.

For software platforms and marketplaces, we've added new fees available to charge merchants.

You can view all our fees on our Fee Profile API reference or on our Dashboard when you create a Fee Profile.

Support for fees on for NOCs on ACH sales and Refunds

We've added the ability to set fees to merchants if there is a Notice of Change (NOC) on an ACH Sale or Refund.

Support for fees on NOCs for Settlement Funding Transfers

We've added support to charge for Notice of Change (NOC) events on Settlement Funding transfers. These are the payouts issued to your merchants that may fail completely (ACH Return) or alternatively result in a NOC.

Support for Fees on Settlement Funding Transfers (Next Day ACH, Same Day ACH, Instant Payouts)

We've added support to create Settlement Funding Transfer fees to your merchants.

You can set different rates for:

• Next Day ACH: This is our standard offering for payouts.
• Same Day ACH: Same Day ACH allows merchants to be funded the same day a Settlement is Approved.
• Instant Payouts: If a merchant requests an instant payout, Finix can apply a basis point or fixed fee for this event.
• Next Day ACH: This is our standard offering for payouts.
• Same Day ACH: Same Day ACH allows merchants to be funded the same day a Settlement is Approved.
• Instant Payouts: If a merchant requests an instant payout, Finix can apply a basis point or fixed fee for this event.

Fees for Transfers created via Subscription Billing

If a merchant uses Finix's subscription billing product to create subscriptions, you can now charge for this event.

You can set different rates for ACH, Card, and EFT subscriptions. The fees are applied on SUCCEEDED transfers.

Software Platforms and Marketplaces can now choose to pass through Dues and Assessments to sub-merchants. This functionality is available in our Dashboard or via API.

API Details To use our API functionality, you can simply pass in "charge_dues_asssessments": true in our Fee Profile.

This functionality is only available in our FINIX_V1 Processor.