If you decrypt Apple Pay or Google Pay tokens on your own systems, you can now pass the decrypted values directly to Finix when creating a Payment Instrument, instead of sending the encrypted token for Finix to decrypt.
This passthrough path is available to PCI DSS Level 1 compliant merchants and gives you full control over token decryption. Send the decrypted card number, cryptogram, expiration_month, expiration_year, and electronic_commerce_indicator_code directly to the API.
To learn more: