# Surcharge Fees for Virtual Terminal Transactions

Surcharge fees are available to sellers to help cover the cost of processing payments in any environment.

Surcharge fees must be a **percentage** (not a flat amount) less than 3%. For more details on requirements, see [Surcharge Fees](/guides/online-payments/payment-features/buyer-charges/card-brand-fees/surcharge-fees).

## 1. Navigate to the Virtual Terminal

### Option 1: From the Payments List Page

1. From the left navigation, click **Transactions** > **Payments**.
2. Click **Take a Payment**.


Payments List Page - Take a Payment
### Option 2: From the Virtual Terminal Page

From the left navigation, click **Transactions** > **Virtual Terminal**.

Virtual Terminal Page
## 2. Fill Out Basic Form Information

1. Select whether to process a **Sale** or **Authorization** using the Virtual Terminal.
2. Under **Transaction Details**, enter a **Total Purchase Amount** and a **Description**.


## 3. Add a Surcharge Fee in Transaction Details

1. Under **Transaction Details**, click **+Add Buyer Fee** to add a buyer fee to the transaction.
2. Select **Surcharge Fee Amount**.
3. Enter a value up to 3%.



View other [Transaction Options](/low-code-no-code/virtual-terminal/quickstart#transaction-details) available.

## 4. Process the Transaction

1. Complete the remaining sections of the form.
2. Click **Review Transaction** if the payment details look correct.
3. Click **Process Payment** to complete the transaction.
  - After submitting, a confirmation message appears with a Payment ID.


## 5. Review the Payment Confirmation

1. In the confirmation message after processing the payment, click the **Payment ID** to view its details.
  - The payment or authorization details page displays.
2. The **Surcharge Fee** is displayed under the **Payment Details** section.