# Finix Docs

> Explore our documentation, guides, and APIs to start building your world-class payments experience with Finix.

## Getting Started

 - [Sign Up for a Finix Account](https://docs.finix.com/guides/getting-started/finix-sign-up.md): Create a free Finix sandbox account, select your dashboard type, and start testing payments as a Direct Merchant, Software Platform, or Marketplace.
 - [Set Up Development Environment](https://docs.finix.com/guides/getting-started/set-up-developer-environment.md): Configure your Finix sandbox environment with API credentials, HTTP Basic Authentication, and your Merchant ID to start making test API requests.
 - [Support at Finix](https://docs.finix.com/guides/getting-started/support-at-finix.md): Reach the Finix support team for technical help, API questions, and payment issues. Email support@finix.com with details to get fast, expert assistance.
 - [Getting Started with Finix](https://docs.finix.com/guides/getting-started.md): Three steps to start accepting payments with Finix: sign up for a sandbox account, build your integration, and go live with card and bank payments.
 - [Developer Quickstart](https://docs.finix.com/guides/getting-started/developer-quickstart.md): Get started accepting online and in-person payments with Finix. Covers API integration, hosted checkout pages, payment links, and card-present terminals.

## Online Payments

 - [Online Payments](https://docs.finix.com/guides/online-payments.md): Accept card and bank payments online with Finix. Build custom checkout flows or use low-code solutions—with support for digital wallets, ACH, and more.
 - [Bank Payments](https://docs.finix.com/guides/online-payments/bank-payments.md): Accept pay-by-bank payments with Finix using ACH direct debits for US buyers or EFT for Canadian buyers. A low-cost alternative to card payments.
 - [Microdeposit verification](https://docs.finix.com/guides/online-payments/bank-payments/microdeposit-verification.md): Verify buyer bank account ownership with a single $0.01 microdeposit before accepting ACH Direct Debits. Learn about the verification flow, attempt limits, and how to test using the sandbox.
 - [Handling Declined Payments](https://docs.finix.com/guides/online-payments/fraud-and-risk/handling-declined-payments.md): Payments fail due to issuer declines, restricted countries, or invalid API calls. Use failure_code and failure_message to diagnose and recover declined transfers.
 - [Fraud and Risk](https://docs.finix.com/guides/online-payments/fraud-and-risk.md): Reduce fraud and chargebacks with Finix's tools including 3D Secure, card checks, instrument disabling, and declined payment handling guidance.
 - [Risk Rules and Card Checks](https://docs.finix.com/guides/online-payments/fraud-and-risk/risk-rules-card-checks.md): Use AVS and CVV/CVC risk rules to verify cardholder billing address and security codes with Finix, reducing fraud risk and potential interchange costs.
 - [Buy Now, Pay Later](https://docs.finix.com/guides/online-payments/buy-now-pay-later.md): Accept Buy Now, Pay Later payment methods with Finix. Let buyers pay in installments while you get paid upfront.
 - [Digital Wallets](https://docs.finix.com/guides/online-payments/digital-wallets.md): Add Apple Pay, Google Pay, and Cash App Pay to your web or mobile app with Finix to increase conversion, reduce cart abandonment, and speed up buyer checkout.
 - [HSA / FSA Cards](https://docs.finix.com/guides/online-payments/payment-features/fsa-and-hsa-cards.md): Accept HSA and FSA cards for qualified healthcare expenses. Covers eligible MCCs, SIGIS registration, and IIAS certification requirements.
 - [Payment Features](https://docs.finix.com/guides/online-payments/payment-features.md): Extend your Finix payments with auth-and-capture, tipping, buyer charges, Level 2/3 processing, receipts, and split transaction support.
 - [Plaid Integration](https://docs.finix.com/guides/online-payments/bank-payments/plaid-integration.md): Use Plaid Link with Finix to instantly verify and tokenize buyer bank accounts for ACH debits, bank payouts, and merchant or recipient onboarding.
 - [Authorize.net Integration](https://docs.finix.com/guides/online-payments/gateway-integration/authorize-net.md): Use Authorize.net with Finix. Connect to hundreds of shopping carts, billing platforms, and software tools.
 - [Gateway Integrations](https://docs.finix.com/guides/online-payments/gateway-integration.md): Modernize payments without replacing your gateway. Keep Cybersource or Authorize.net at checkout while Finix runs settlements, reporting, and payouts.
 - [finix.js Migration Guide (v1 to v2)](https://docs.finix.com/guides/online-payments/payment-tokenization/finix-js-migration-guide-v1-to-v2.md): Migrate from finix.js v1 to v2 with a smaller bundle, improved security, better iframe isolation, and a simplified initialization flow.
 - [Disabling Instruments](https://docs.finix.com/guides/online-payments/fraud-and-risk/disabling-instruments.md): Disable a Finix payment instrument via the API to block further charges and prevent unauthorized transactions on compromised or unused cards and accounts.
 - [Handling Raw Card Data](https://docs.finix.com/guides/online-payments/payment-tokenization/handling-raw-card-data.md): Build your own PCI-compliant payment form to collect raw card data without Finix's tokenization forms. Requires Level 1 or 2 PCI certification.
 - [Payment Tokenization](https://docs.finix.com/guides/online-payments/payment-tokenization.md): Tokenize card and bank account details using Finix's Level 1 PCI DSS certified platform. Covers mobile SDKs, tokenization forms, and raw card data.
 - [Cybersource Integration](https://docs.finix.com/guides/online-payments/gateway-integration/cybersource.md): Integrate Cybersource with Finix to route transactions through Visa's gateway while Finix handles merchant onboarding, settlements, and payouts.
 - [ACH Direct Debits](https://docs.finix.com/guides/online-payments/bank-payments/ach-direct-debits.md): Accept ACH direct debit payments from US bank accounts. Tokenize account details, initiate debits, and understand return risk and timing expectations.
 - [EFT Payments](https://docs.finix.com/guides/online-payments/bank-payments/eft-payments.md): Accept EFT payments from Canadian bank accounts with Finix. Collect account type, number, routing number, and institution number to process PAD transactions.
 - [Tokenization Forms](https://docs.finix.com/guides/online-payments/payment-tokenization/tokenization-forms.md): Embed Finix's tokenization form on your site to collect card and bank details securely using Finix.js, with full customization and PCI compliance.
 - [3D Secure Authentication](https://docs.finix.com/guides/online-payments/fraud-and-risk/3d-secure-authentication.md): Add 3D Secure authentication to Finix transactions to shift chargeback liability to the issuing bank and reduce fraud on card-not-present payments.
 - [Collecting Tips](https://docs.finix.com/guides/online-payments/payment-features/collecting-tips.md): Collect tips on online and in-person payments with Finix. Include gratuity at time of payment or after service using an authorization and capture.
 - [Mobile Tokenization (Android)](https://docs.finix.com/guides/online-payments/payment-tokenization/mobile-tokenization-android.md): Embed a PCI-compliant tokenization form in your Android app using Finix's Kotlin SDK built on Jetpack Compose to securely capture payment details.
 - [Mobile Tokenization (iOS)](https://docs.finix.com/guides/online-payments/payment-tokenization/mobile-tokenization-ios.md): Add the FinixPaymentSheet SDK to your iOS app to tokenize card and bank details securely, keeping sensitive data out of your PCI scope.
 - [Managing Receipts](https://docs.finix.com/guides/online-payments/payment-features/sending-receipts.md): Manage and print transaction receipts using card_present_details from the Finix API for in-person and online payment transactions.
 - [Auth and Captures](https://docs.finix.com/guides/online-payments/payment-features/auth-and-captures.md): Authorize card funds to reserve them, then capture the charge within 7 days. Includes examples for creating and voiding authorizations.
 - [Level 2 / Level 3 Processing](https://docs.finix.com/guides/online-payments/payment-features/level-2-level-3-processing.md): Reduce interchange fees on B2B transactions with enhanced payment data.
 - [Split Transactions](https://docs.finix.com/guides/online-payments/payment-features/split-transactions.md): Split a single transfer across multiple seller merchant accounts, each receiving a specified portion that flows into their individual settlements.
 - [Afterpay with Low-Code / No-Code](https://docs.finix.com/guides/online-payments/buy-now-pay-later/afterpay/after-pay-low-code.md): Accept Afterpay using Finix Payment Links.
 - [Cash App Pay with Low-Code / No-Code](https://docs.finix.com/guides/online-payments/digital-wallets/cash-app-pay/cash-app-pay-low-code.md): Accept Cash App Pay using Finix Payment Links, Checkout Pages, and Subscription Links.
 - [Afterpay](https://docs.finix.com/guides/online-payments/buy-now-pay-later/afterpay.md): Accept Afterpay on your website with Finix. Let buyers pay in installments with Buy Now, Pay Later.
 - [Common Fees](https://docs.finix.com/guides/online-payments/payment-features/buyer-charges/common-fees.md): Common Fees let sellers pass flexible charges to buyers — delivery, administrative, processing, and more — without card network restrictions.
 - [Apple Pay](https://docs.finix.com/guides/online-payments/digital-wallets/apple-pay.md): Enable Apple Pay on your website or iOS app with Finix. Buyers authorize payments with Touch ID or Face ID for a faster, more secure checkout.
 - [Card Brand Fees](https://docs.finix.com/guides/online-payments/payment-features/buyer-charges/card-brand-fees.md): Card Brand Fees let eligible sellers pass regulated costs to buyers — including convenience, service, surcharge, and Visa Rent fees.
 - [Cash App Pay](https://docs.finix.com/guides/online-payments/digital-wallets/cash-app-pay.md): Accept Cash App Pay on your website with Finix.
 - [Google Pay](https://docs.finix.com/guides/online-payments/digital-wallets/google-pay.md): Enable Google Pay on your website or Android app with Finix. Buyers pay with cards saved to their Google account for a fast, secure checkout.
 - [Surcharge Fees](https://docs.finix.com/guides/online-payments/payment-features/buyer-charges/card-brand-fees/surcharge-fees.md): Pass credit card processing costs to buyers with compliant surcharge fees. Covers requirements, refund rules, and Virtual Terminal surcharging steps.
 - [Apple Pay on iOS](https://docs.finix.com/guides/online-payments/digital-wallets/apple-pay/apple-pay-on-ios.md): Accept Apple Pay in your iOS app with Finix. Register via the Dashboard, create a payment processing certificate, and authorize with PassKit and Finix API.
 - [Apple Pay on Web](https://docs.finix.com/guides/online-payments/digital-wallets/apple-pay/apple-pay-on-web.md): Accept Apple Pay on your website with Finix. Register your domain, host the verification file, and let Safari users pay with Touch ID or Face ID.
 - [Apple Pay Passthrough | Finix Guides](https://docs.finix.com/guides/online-payments/digital-wallets/apple-pay/apple-pay-passthrough.md): Send Apple Pay and Google Pay wallet authentication signals (ECI) to Finix when you decrypt tokens outside of Finix using the passthrough path.
 - [Buyer Charges](https://docs.finix.com/guides/online-payments/payment-features/buyer-charges.md): Buyer Charges let eligible sellers pass fees to buyers — from flexible common fees like delivery charges to regulated Card Brand Fees.
 - [Convenience Fees](https://docs.finix.com/guides/online-payments/payment-features/buyer-charges/card-brand-fees/convenience-fees.md): Charge buyers a convenience fee when offering an alternative payment channel. Covers requirements, restrictions, and Virtual Terminal setup.
 - [Google Pay on Android](https://docs.finix.com/guides/online-payments/digital-wallets/google-pay/google-pay-on-android.md): Accept Google Pay in your Android app with Finix. Covers API version setup, tokenization parameters, and processing payments with Kotlin or Java.
 - [Rent Surcharge](https://docs.finix.com/guides/online-payments/payment-features/buyer-charges/card-brand-fees/rent-surcharge.md): The Rent Surcharge lets qualified landlords charge renters a fee for card payments under the Visa Rent Payment Program. Covers requirements and API usage.
 - [Google Pay on Web](https://docs.finix.com/guides/online-payments/digital-wallets/google-pay/google-pay-on-web.md): Accept Google Pay on your website with Finix. Add the Google Pay JS library, configure tokenization, and let buyers pay from saved Google account cards.
 - [Google Pay Passthrough | Finix Guides](https://docs.finix.com/guides/online-payments/digital-wallets/google-pay/google-pay-passthrough.md): Send Google Pay wallet authentication signals (ECI) to Finix when you decrypt tokens outside of Finix using the passthrough path.
 - [Service Fees](https://docs.finix.com/guides/online-payments/payment-features/buyer-charges/card-brand-fees/service-fees.md): Service fees let eligible government and education merchants recover payment processing costs. Covers MCC requirements and Visa/Mastercard enrollment.

## In-Person Payments

 - [In-Person Payments](https://docs.finix.com/guides/in-person-payments.md): Accept in-person card payments with Finix terminals. Choose a POS API integration, mobile SDK, Tap to Pay on iPhone, or plug-and-play Standalone Terminals.
 - [Building Your Integration](https://docs.finix.com/guides/in-person-payments/building-your-integration.md): Choose between POS API and mobile SDK integration options to start accepting in-person payments with Finix payment terminals.
 - [Testing Your In-Person Integration](https://docs.finix.com/guides/in-person-payments/building-your-integration/testing-your-integration.md): Validate your in-person payments integration end-to-end using the Finix Sandbox, a test card, and approved test amounts for all scenarios.
 - [App Requirements](https://docs.finix.com/guides/in-person-payments/deploy-apps-terminals/app-requirements.md): Requirements for Android apps deployed to Finix-supported PAX terminals, including packaging, signing, permissions, and platform differences.
 - [Enabling P2PE for Debug Terminals](https://docs.finix.com/guides/in-person-payments/deploy-apps-terminals/enabling-p2pe-debug-terminals.md): Inject a P2PE encryption key into a PAX debug terminal using RKI Download so the device can process transactions with the Finix Android SDK for PAX Device Readers.
 - [Device Reader SDK Integration Prerequisites](https://docs.finix.com/guides/in-person-payments/deploy-apps-terminals/integration-prerequisites.md): Set up your PAX developer account, API credentials, and Device resource before integrating the Finix Android SDK for PAX Device Readers.
 - [Upload Your App to PAXSTORE Walkthrough](https://docs.finix.com/guides/in-person-payments/deploy-apps-terminals/upload-app-pax-walkthrough.md): Step-by-step walkthrough for uploading your Android app to PAX's PAXSTORE developer marketplace so it can be distributed to your terminals.
 - [Device Capabilities](https://docs.finix.com/guides/in-person-payments/device-capabilities.md): Explore Finix terminal capabilities including tip customization, manual card entry, receipt delivery, device overrides, and logo branding.
 - [Logo Upload](https://docs.finix.com/guides/in-person-payments/device-capabilities/logo-upload.md): Display your brand logo on Finix terminal idle screens. Configure a custom idle image on PAX terminals using the Finix API.
 - [Manual Entry](https://docs.finix.com/guides/in-person-payments/device-capabilities/manual-entry.md): Enable secure manual card entry on Finix terminals for phone orders or unreadable cards. Available on Standalone and POS integrations.
 - [Device Configuration Overrides](https://docs.finix.com/guides/in-person-payments/device-capabilities/overrides.md): Use device configuration overrides in POS API integrations to temporarily change terminal behavior, like disabling tip prompts, per transaction.
 - [Receipts for In-Person Payments](https://docs.finix.com/guides/in-person-payments/device-capabilities/receipts.md): Configure print, email, or SMS receipt delivery on Finix terminals. Covers Standalone and POS API integration setup for card-network compliance.
 - [Standalone Mode Filters](https://docs.finix.com/guides/in-person-payments/device-capabilities/standalone-mode-filters.md): Find transactions fast in Finix Standalone Mode using filters by amount, date, buyer name, payment method, state, or transaction description.
 - [Surcharging on Terminals](https://docs.finix.com/guides/in-person-payments/device-capabilities/surcharging.md): Add a surcharge to in-person credit card payments on Finix terminals. Covers Standalone Mode, POS API integrations, and card brand requirements.
 - [Deploying Your App](https://docs.finix.com/guides/in-person-payments/deploy-apps-terminals/deploying-your-app.md): Deploy your Android app to Finix-supported PAX terminals. Covers TMS registration, uploading and distributing your app, and updating versions.
 - [Deploy Apps to Your Terminals](https://docs.finix.com/guides/in-person-payments/deploy-apps-terminals.md): Run your Android app directly on Finix-supported PAX terminals. Learn how the Finix Android SDK for PAX Device Readers works and what you need to deploy your app.
 - [PAX Device Reader SDK Quickstart](https://docs.finix.com/guides/in-person-payments/deploy-apps-terminals/quickstart.md): Build in-person payment flows on devices using the Finix Android SDK for PAX Device Readers.
 - [Tip Customization](https://docs.finix.com/guides/in-person-payments/device-capabilities/tipping.md): Configure tip prompts on Finix terminals with percentage or fixed-amount options. Manage tip settings via the terminal, Finix API, or Dashboard settings.
 - [PAX IM30](https://docs.finix.com/guides/in-person-payments/select-your-device/pax-im30.md): The PAX IM30 is a compact, Android-based smart payment terminal designed for self-service, semi-attended, and unattended environments. Ideal for businesses seeking a modern, customer-facing payment experience, it supports EMV chip, contactless, and mobile wallet payments. Its sleek form factor and flexible connectivity options make it well-suited for retail, hospitality, and unattended use cases where space and reliability are critical.
 - [Standalone Terminal Experience](https://docs.finix.com/guides/in-person-payments/standalone-terminals/standalone-terminals-experience.md): Explore the Standalone Mode interface on Finix Pax terminals. Covers the refreshed UI, new features, and how to update to Payment App 4.0+.
 - [Standalone Terminal Quickstart](https://docs.finix.com/guides/in-person-payments/standalone-terminals/standalone-terminals-quickstart.md): Unbox, connect, and activate your Finix Standalone Terminal step by step, from Wi-Fi setup and app updates to processing your first transaction.
 - [Adjusting Volume on Pax A800](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/adjusting-volume-pax-a800.md): Step-by-step instructions to adjust the media volume on your Pax A800 payment terminal through Android system Settings and Sound menu.
 - [Managing Your Devices](https://docs.finix.com/guides/in-person-payments/managing-your-devices.md): Monitor Finix payment terminal health, connection status, and device snapshots for Pax A800 and A920Pro with real-time device management tools.
 - [Device Store](https://docs.finix.com/guides/in-person-payments/ordering-devices.md): Browse, select, and purchase Finix payment terminals through the Device Store on the Dashboard. Includes catalog, checkout, order tracking, and cancellations.
 - [Select Your Device](https://docs.finix.com/guides/in-person-payments/select-your-device.md): Compare Finix payment terminals and Tap to Pay on iPhone by use case, integration type, connectivity, power, and supported countries.
 - [Battery Issues](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/battery-issues.md): Troubleshoot battery issues on your Finix payment terminal with steps to verify charging, test with a different cable, and contact support.
 - [PAX A35](https://docs.finix.com/guides/in-person-payments/select-your-device/pax-a35.md): The PAX A35 is a compact Android smart PIN pad for retail checkout. Ideal for countertop and multilane POS deployments with EMV, contactless, and magstripe payments.
 - [Charging Pax Devices](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/charging-pax.md): Diagnose and fix charging problems on Finix Pax terminals. Covers cable inspection, restarting the device, and configuring battery charge modes.
 - [PAX A3700](https://docs.finix.com/guides/in-person-payments/select-your-device/pax-a3700.md): The PAX A3700 (Elys Tablet) is a customer-facing Android payment tablet for retail checkout. Ideal for countertop and mobile use with EMV, contactless, and magstripe payments.
 - [Device Connectivity](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/device-connectivity.md): Fix Wi-Fi and Ethernet connectivity issues on your Finix payment terminal, including eSIM settings, firewall rules, and network troubleshooting.
 - [Device Unreachable](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/device-unreachable.md): Resolve "Device Unreachable" errors on Finix terminals by checking the Payment App, Wi-Fi, time zone settings, and required firewall allowlist URLs.
 - [PAX A800](https://docs.finix.com/guides/in-person-payments/select-your-device/pax-a800.md): The PAX A800 is a hybrid tabletop and handheld Finix terminal with an embedded receipt printer. Ideal for flexible, mobile POS deployments.
 - [PAX A920 Pro](https://docs.finix.com/guides/in-person-payments/select-your-device/pax-a920-pro.md): The PAX A920 Pro is a handheld Finix payment terminal with a built-in printer, Wi-Fi, Ethernet, and 4G LTE for flexible in-person payments.
 - [Powering Off Device](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/powering-off-device.md): Follow these steps to safely exit the Finix Payment App and power off your Pax A800 or A920Pro payment terminal using the power button.
 - [PAX D135](https://docs.finix.com/guides/in-person-payments/select-your-device/pax-d135.md): The PAX D135 is a compact, mobile smart card reader. It connects to Android or iOS devices via Bluetooth, allowing your phone or tablet to function as a payment terminal.
 - [Standalone Terminals](https://docs.finix.com/guides/in-person-payments/standalone-terminals.md): Start accepting in-person payments with Finix Standalone Terminals. No development required. Supports Pax A800 and A920Pro with Payment App 4.0+.
 - [Printer Issues](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/printer-issues.md): Fix receipt printer issues on Finix payment terminals. Covers enabling receipts, checking paper levels, inspecting for obstructions, and testing prints.
 - [Scheduled Reboot Time](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/scheduled-reboot-time.md): Set a scheduled daily reboot time on your Finix payment terminal through Security Settings to keep the device running smoothly without manual restarts.
 - [Terminal Not Powering On](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/terminal-not-powering-on.md): Fix a Finix payment terminal that won't power on by checking connections, charging the device, holding the power button, and inspecting for damage.
 - [Time Settings](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/time-settings.md): Fix incorrect time display on your Finix payment terminal by manually setting the time zone in System Settings and re-enabling network-provided time.
 - [Update Your Payment Version](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/update-your-payment-version.md): Keep your Finix Payment App up to date on Pax terminals by searching for updates in the Pax Store and applying them in two simple steps.
 - [Troubleshooting Your Terminal](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal.md): Troubleshoot common Finix payment terminal issues including battery, charging, connectivity, printer, reboots, and powering the device on or off.
 - [Updating Pax Termlink](https://docs.finix.com/guides/in-person-payments/troubleshooting-your-terminal/updating-pax-termlink.md): Pax Termlink updates are managed by Finix automatically. Follow these steps to confirm the update was applied successfully on your terminal.
 - [PAX D135 Integration Prerequisites](https://docs.finix.com/guides/in-person-payments/building-your-integration/mobile-integration/integration-prerequisites.md): Set up your environment, API credentials, and Device resource before integrating the PAX D135 with the Finix Android or iOS SDK.
 - [Troubleshooting with the D135 Sample App](https://docs.finix.com/guides/in-person-payments/building-your-integration/mobile-integration/pax_d135_sample_app_troubleshooting.md): Troubleshoot PAX D135 by sending debug data using the Finix Sample App.
 - [Tap to Pay on iPhone Quickstart](https://docs.finix.com/guides/in-person-payments/building-your-integration/mobile-integration/tap_to_pay_iphone_quickstart.md): Accept contactless in-person payments on iPhone with no extra hardware using the Finix Tap to Pay on iPhone SDK.
 - [POS Integration](https://docs.finix.com/guides/in-person-payments/building-your-integration/pos-integration.md): Connect your POS system to Finix using the Finix API and PAX payment terminals to accept in-person payments.
 - [Sending Receipts from Your POS Integration](https://docs.finix.com/guides/in-person-payments/building-your-integration/pos-integration/sending-receipts.md): Send card-network-compliant receipts for in-person payments via print or email using the data returned in the Authorization response.
 - [Mobile Integration](https://docs.finix.com/guides/in-person-payments/building-your-integration/mobile-integration.md): Connect the PAX D135 Bluetooth card reader to your Android or iOS app, or accept contactless payments on iPhone with no extra hardware using Finix's mobile payment SDKs.
 - [POS Quickstart](https://docs.finix.com/guides/in-person-payments/building-your-integration/pos-integration/pos-quickstart.md): Connect your POS system to Finix: power on your terminal, create and activate a device, and process your first payment.
 - [PAX D135 Android Quickstart](https://docs.finix.com/guides/in-person-payments/building-your-integration/mobile-integration/pax_d135_android_quickstart.md): Build in-person payment flows on Android using the Finix Android SDK with the PAX D135 Bluetooth card reader.
 - [PAX D135 iOS Quickstart](https://docs.finix.com/guides/in-person-payments/building-your-integration/mobile-integration/pax_d135_ios_quickstart.md): Build in-person payment flows on iOS using the Finix iOS SDK with the PAX D135 Bluetooth card reader.

## Subscriptions

 - [Applying Credits to Subscriptions](https://docs.finix.com/guides/subscriptions/apply-credits-to-subscriptions.md): Apply credits to reduce a subscriber's next charge, pause billing temporarily, or issue a one-time adjustment via the Finix Dashboard or API.
 - [Handling Failed Subscription Payments](https://docs.finix.com/guides/subscriptions/handling-failed-subscription-payments.md): Finix retries failed subscription payments at 1, 3, 8, and 15 days after the initial failure. The subscription cancels if all retry attempts fail.
 - [Managing Subscriptions](https://docs.finix.com/guides/subscriptions/managing-subscriptions.md): Edit subscription amounts and payment instruments, or cancel subscriptions via the Finix Dashboard or API. Changes take effect on the next billing date.
 - [Recurring Payments Guidelines](https://docs.finix.com/guides/subscriptions/recurring-payment-guidelines.md): Comply with Visa, Mastercard, NACHA, and state laws for recurring billing — covering disclosure, consent, reminders, and cancellation requirements.
 - [Bulk Importing Subscriptions](https://docs.finix.com/guides/subscriptions/subscription-imports.md): Bulk import subscriptions into Finix using a CSV file in the Dashboard. Requires an existing subscription plan and a template download for formatting.
 - [Subscription Links](https://docs.finix.com/guides/subscriptions/subscription-links.md): Create shareable subscription links that let buyers sign up for recurring plans directly — share via email, SMS, or web with no development required.
 - [Subscriptions](https://docs.finix.com/guides/subscriptions.md): Build recurring billing with Finix subscriptions — set up plans, apply credits, send links, bulk import, and manage cancellations via Dashboard or API.
 - [Subscriptions Notifications](https://docs.finix.com/guides/subscriptions/subscription-notifications.md): Send confirmation emails when buyers subscribe, including plan details, trial dates, discount phases, and clear cancellation instructions for compliance.
 - [Updating a Subscription Plan on an Existing Subscription](https://docs.finix.com/guides/subscriptions/updating-subscription-plan-existing-subscription.md): Upgrade or downgrade a subscriber's plan at any time with automatic proration. The new plan takes effect immediately and billing adjusts accordingly.
 - [Viewing Subscription Payments](https://docs.finix.com/guides/subscriptions/viewing-subscription-payments.md): View all payments associated with a subscription and drill into individual payment details including transaction flow, buyer info, fees, and more.
 - [Subscription Plans](https://docs.finix.com/guides/subscriptions/subscription-plans.md): Create reusable Subscription Plans with set pricing, billing frequency, trial, and discount phases to efficiently manage subscriptions across many buyers.
 - [Subscriptions Quickstart](https://docs.finix.com/guides/subscriptions/subscriptions-quickstart.md): Create your first recurring subscription in Finix — charge a fixed amount to a card or bank account on a set schedule via Dashboard or API.

## After the Payment

 - [Account Updater](https://docs.finix.com/guides/after-the-payment/account-updater.md): Keep stored card details current automatically with Account Updater. Reduce failed payments from expired or reissued cards without customer involvement.
 - [Instant Payouts](https://docs.finix.com/guides/after-the-payment/instant-payouts.md): Request same-day settlement payouts to eligible Visa and Mastercard debit cards for a 1.5% fee. Funds typically arrive within minutes for US merchants.
 - [Network Tokens](https://docs.finix.com/guides/after-the-payment/network-tokens.md): Replace stored PANs with network tokens from Visa, Mastercard, and Discover to boost authorization rates and reduce interchange fees automatically.
 - [Your Payout Schedule](https://docs.finix.com/guides/after-the-payment/payouts.md): Understand Finix payout schedules for card and ACH transactions. Funds are deposited on T+1 or T+2 business-day timelines depending on your configuration.
 - [After the Payment](https://docs.finix.com/guides/after-the-payment.md): Post-payment tools for merchants on Finix: manage refunds, handle chargebacks and disputes, review payouts, and send receipts to buyers.
 - [Accepting Disputes](https://docs.finix.com/guides/after-the-payment/disputes/accepting-disputes.md): Concede chargebacks that are not worth challenging. Accept Disputes via the Finix Dashboard or API when the amount is low or evidence is unavailable.
 - [Dispute States](https://docs.finix.com/guides/after-the-payment/disputes/dispute-states.md): Reference for Finix Dispute states including NEEDS_RESPONSE, RESPONDED, ACCEPTED, WON, and LOST, with guidance on navigating the full chargeback lifecycle.
 - [How Disputes Work](https://docs.finix.com/guides/after-the-payment/disputes/how-disputes-work.md): Chargebacks are initiated when cardholders challenge payments with their bank. Finix notifies you, pulls funds, and guides you through the dispute process.
 - [Disputes](https://docs.finix.com/guides/after-the-payment/disputes.md): Manage payment disputes and chargebacks with Finix. Get guidance on responding to card networks, submitting evidence, and preventing future disputes.
 - [Managing Disputes](https://docs.finix.com/guides/after-the-payment/disputes/managing-disputes.md): Monitor and act on chargebacks through the Finix Dashboard or API. Track the dispute lifecycle, respond with evidence, or accept Disputes before deadlines.
 - [Preventing Disputes](https://docs.finix.com/guides/after-the-payment/disputes/preventing-disputes.md): Reduce chargebacks with clear billing descriptors, transparent refund policies, delivery confirmations, and proactive customer communication strategies.
 - [Responding to Disputes](https://docs.finix.com/guides/after-the-payment/disputes/responding-to-disputes.md): Challenge chargebacks by uploading evidence via Finix Dashboard or API. Submit documentation before the respond-by deadline to contest a disputed charge.
 - [Creating and Delivering Receipts](https://docs.finix.com/guides/after-the-payment/receipts/how-receipts-work.md): Create itemized digital receipts for payments, authorizations, and refunds using the Finix Dashboard. Add tax, tips, and line items, then send to buyers.
 - [Receipts](https://docs.finix.com/guides/after-the-payment/receipts.md): Generate and deliver payment receipts for transfers, authorizations, and refunds in Finix. Use the Dashboard or API to create and manage receipt records.
 - [Refunding with the D135 Checkout App](https://docs.finix.com/guides/after-the-payment/refunds/d135-checkout-app.md): Issue full or partial refunds for card-present payments using the D135 Finix Checkout App.
 - [Refunding with the Dashboard](https://docs.finix.com/guides/after-the-payment/refunds/dashboard.md): Issue full or partial refunds for payments using the Finix Dashboard.
 - [Refunds](https://docs.finix.com/guides/after-the-payment/refunds.md): Issue full or partial refunds via the Finix Dashboard or API.
 - [Refunding with a Standalone Terminal](https://docs.finix.com/guides/after-the-payment/refunds/standalone-terminal.md): Issue full or partial refunds for card-present payments using a Standalone Terminal.
 - [Pending refunds](https://docs.finix.com/guides/after-the-payment/refunds/pending-refunds.md): Learn how Finix holds refunds when a merchant's settlement balance is insufficient, how pending refunds are funded, and what happens when a refund expires.
 - [Refunding with the API](https://docs.finix.com/guides/after-the-payment/refunds/api.md): Issue full or partial refunds programmatically using the Finix API.

## Managing Operations

 - [Managing Your Payments with Finix](https://docs.finix.com/guides/managing-operations.md): Manage your payment operations with Finix—access the Dashboard, download reports, handle security and compliance, and manage your team's access.
 - [White-Labeling the Finix Dashboard](https://docs.finix.com/guides/managing-operations/finix-dashboard/white-labeling-finix-dashboard.md): White-label the Finix Dashboard with your brand logo, custom colors, a branded subdomain, and personalized email invites for your sellers.
 - [Insights](https://docs.finix.com/guides/managing-operations/insights-reports/insights.md): Track transaction volume, authorization rates, merchant fees, and trends with interactive analytics charts in the Finix Dashboard Insights section.
 - [Reports](https://docs.finix.com/guides/managing-operations/insights-reports/reports.md): Download pre-built CSV reports from the Finix Dashboard—covering transactions, settlements, chargebacks, fee profiles, and failed funding instructions.
 - [Managing Your Team Members](https://docs.finix.com/guides/managing-operations/managing-team-members.md): Add and remove team members, assign roles, and manage Dashboard permissions in Finix. Administrators can invite users and control access levels.
 - [Multi-Factor Authentication](https://docs.finix.com/guides/managing-operations/managing-team-members/multi-factor-authentication.md): Secure Finix Dashboard logins with multi-factor authentication via SMS or Google Authenticator. Administrators can enforce MFA for all team members.
 - [Roles and Permissions](https://docs.finix.com/guides/managing-operations/managing-team-members/roles-permissions.md): Control Finix Dashboard access with built-in roles like Administrator and Payment Operations Manager, or create custom roles tailored to your team.
 - [1099-K Tax Forms](https://docs.finix.com/guides/managing-operations/security-compliance/1099k.md): Finix generates 1099-K tax forms annually for all accounts. Keep merchant Identity data current to ensure accurate IRS reporting and avoid issues.
 - [Approved MCCs](https://docs.finix.com/guides/managing-operations/security-compliance/approved-merchant-category-codes.md): Browse the complete list of merchant category codes (MCCs) that Finix supports for payment processing, from retail and services to specialty industries.
 - [Avoiding Compliance Overdue Fees](https://docs.finix.com/guides/managing-operations/security-compliance/avoiding-compliance-overdue-fees.md): Unsigned PCI compliance forms trigger recurring monthly fees after 90 days. Sign forms via the Finix Dashboard or API annually to stay compliant.
 - [Finix Dashboard](https://docs.finix.com/guides/managing-operations/finix-dashboard.md): Manage payment activity, view trend charts, and perform any API action through the Finix Dashboard. Add your team and customize the experience.
 - [Insights and Reports](https://docs.finix.com/guides/managing-operations/insights-reports.md): Access downloadable CSV reports and visual analytics in the Finix Dashboard to track payment performance, fees, settlements, and disputes.
 - [Security and Compliance](https://docs.finix.com/guides/managing-operations/security-compliance.md): Finix is PCI Level 1 certified. Explore guides on PCI DSS compliance, approved MCCs, website requirements, and 1099-K tax form obligations.
 - [PCI DSS Compliance](https://docs.finix.com/guides/managing-operations/security-compliance/pci-dss-compliance.md): Understand PCI DSS levels 1–4 and SAQ types, and see how Finix helps merchants validate annual card data security compliance requirements.
 - [Website Requirements](https://docs.finix.com/guides/managing-operations/security-compliance/website-requirements.md): Meet Visa GBPP and Mastercard BRAM website requirements to process payments—cover refund policies, contact info, terms, and promotional disclosures.
 - [Managing PCI Compliance](https://docs.finix.com/guides/managing-operations/security-compliance/managing-pci-compliance.md): Complete and manage PCI DSS Self-Assessment Questionnaires (SAQs) for your merchants via the Finix Dashboard or API within the 90-day compliance window.

## Platform Payments

 - [Managing White-Labeled Seller Dashboards](https://docs.finix.com/guides/platform-payments/managing-seller-dashboards.md): Provide sellers with white-labeled dashboards scoped to their own account. Customize colors, logo, and subdomain to match your brand identity.
 - [Platform Checklist](https://docs.finix.com/guides/platform-payments/platform-checklist.md): Use this checklist to ensure your Finix platform integration is complete before going live — covering onboarding, payments, disputes, and payouts.
 - [Platform Payments](https://docs.finix.com/guides/platform-payments.md): Build a full payment platform for your sellers with Finix. Supports software companies, marketplaces, and PayFacs with onboarding and payouts.
 - [Platform Quickstart](https://docs.finix.com/guides/platform-payments/platform-quickstart.md): Onboard your first seller with Finix — create an identity, add a payment instrument, provision a merchant, and process your first card payment.
 - [Available Fees](https://docs.finix.com/guides/platform-payments/monetizing-payments/available-fees.md): Full reference of all fee fields available in Finix Fee Profiles — basis points, fixed fees, interchange, ACH, debit, and cross-border fees explained.
 - [Calculating Fees Dynamically](https://docs.finix.com/guides/platform-payments/monetizing-payments/calculating-fees-dynamically.md): Use supplemental_fee on the Transfers API for dynamic pricing — buyer fee pass-through, promotions, and variable rates calculated per transaction.
 - [Collecting Seller Fees](https://docs.finix.com/guides/platform-payments/monetizing-payments/collecting-seller-fees.md): Monetize your platform by charging sellers fees on card and ACH transactions. Supports interchange plus, blended pricing, and dynamic supplemental fees.
 - [Monetizing Payments](https://docs.finix.com/guides/platform-payments/monetizing-payments.md): Finix gives platforms powerful tools to earn revenue from payments — including fee profiles, seller fees, platform residuals, and dynamic pricing.
 - [Instrument Specific Fees](https://docs.finix.com/guides/platform-payments/monetizing-payments/instrument-specific-fees.md): Link a buyer's Payment Instrument to a Merchant to pass on instrument-specific fees like Account Updater and Plaid charges.
 - [Platform Residuals](https://docs.finix.com/guides/platform-payments/monetizing-payments/platform-residuals.md): Platform residuals are calculated monthly as merchant fees minus Finix costs. View billing settlements and income statements on the Finix Dashboard.
 - [Onboarding Sellers](https://docs.finix.com/guides/platform-payments/onboarding-sellers.md): Onboard sellers to accept payments on your platform using Finix's low-code onboarding forms or direct API integration for a fully custom experience.
 - [Seller Onboarding Notifications and Webhooks](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-onboarding-notifications-and-webhooks.md): Stay informed during seller onboarding with dashboard alerts, email notifications, and webhooks for key lifecycle events.
 - [Seller Onboarding Process](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-onboarding-process.md): Finix's seller onboarding collects business, owner, and bank account data, presents terms for consent, and runs underwriting before approval.
 - [Uploading Files](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-onboarding-uploading-files.md): Upload seller verification documents to Finix using the Dashboard or the Files API. Create a File resource and attach it to the seller's merchant account.
 - [Seller Onboarding via API](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-onboarding-via-api.md): Onboard sellers via Finix's API to build a custom experience — create identities, payment instruments, and merchant accounts with full control.
 - [Seller Rejections](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-rejections.md): Finix rejects sellers due to fraud risk, financial risk, or other compliance reasons. Review outcome codes and next steps in the Dashboard or via API.
 - [Onboarding Data](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-onboarding-data.md): Reference guide for all business, owner, processing, and bank account fields Finix collects during seller onboarding for US and Canadian sellers.
 - [Accruing Settlements](https://docs.finix.com/guides/platform-payments/seller-payouts/accruing-settlements.md): Active seller merchants have open settlements that continuously accrue transactions. Monitor accrual start, end, and auto-close dates in the Dashboard.
 - [Merchant Fee Profiles](https://docs.finix.com/guides/platform-payments/monetizing-payments/merchant-fee-profiles.md): Set up Merchant Fee Profiles in Finix with over 60 fee options, including blended pricing, interchange plus, and card brand overrides for each seller.
 - [Seller Onboarding Forms](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-onboarding-forms.md): Use Finix's white-labeled, low-code onboarding forms to onboard sellers in minutes — with prefill, multi-country support, and saved progress.
 - [Approving Settlements](https://docs.finix.com/guides/platform-payments/seller-payouts/approving-settlements.md): Review and approve seller settlements to trigger funding transfers. Watch for inflated amounts, odd movements, and discrepancies before approving.
 - [Seller Payouts](https://docs.finix.com/guides/platform-payments/seller-payouts.md): Manage how your platform's sellers get paid through Finix settlements and funding transfers using the Dashboard or API. Track payouts in real time.
 - [Managing Seller Payouts](https://docs.finix.com/guides/platform-payments/seller-payouts/managing-seller-payouts.md): Configure daily, monthly, or manual payout schedules for your sellers. When settlements are approved, Finix creates funding transfers to the seller's bank.
 - [Merchant Payouts on Mobile](https://docs.finix.com/guides/platform-payments/seller-payouts/merchant-payouts-mobile.md): Use the Finix iOS app to browse settlements, review how each net amount was calculated, and run actions like Stop Accruing and Remove from Settlement.
 - [Removing Entries from Settlements](https://docs.finix.com/guides/platform-payments/seller-payouts/removing-entries-from-settlements.md): Remove suspicious or flagged entries from a seller's settlement to prevent payout. Removed entries move to an exception settlement for Finix review.
 - [Tracking Seller Payouts](https://docs.finix.com/guides/platform-payments/seller-payouts/tracking-payouts.md): Track seller payout funding transfers with webhooks. Sellers receive deposits one business day after Finix approves the settlement, with a 4 PM PST cutoff.
 - [Managing Failed Payouts | Finix](https://docs.finix.com/guides/platform-payments/seller-payouts/managing-failed-payouts.md): Resend failed seller funding transfers after correcting bank account information. Failed payouts are tagged with the ACH return reason code in Finix.
 - [Handling Update Requests](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-onboarding-update-requests.md): Handle Finix update requests during seller onboarding by submitting missing documents or correcting invalid data via the Dashboard or onboarding form.
 - [Releasing Transactions Manually](https://docs.finix.com/guides/platform-payments/seller-payouts/releasing-transactions-manually.md): Use Finix's Settlement Queue to hold transactions and release them manually before they are included in a seller settlement — ideal for marketplaces.
 - [Terminate Seller Accounts](https://docs.finix.com/guides/platform-payments/onboarding-sellers/seller-terminations.md): Terminate a seller's merchant account via the Finix Dashboard or API to immediately disable payment processing, settlements, and refunds.

## Payouts

 - [Adding Funds to your Finix Balance](https://docs.finix.com/guides/payouts/adding-funds.md): Add funds to your Finix Payouts balance using ACH top-up or wire transfer via the Dashboard or API. Includes a 3-day hold for ACH transfers.
 - [Handling Payout Failures](https://docs.finix.com/guides/payouts/handling-payout-failures.md): Diagnose and resolve failed payouts caused by velocity rule violations, insufficient balance, or third-party card and ACH network rejections.
 - [Managing Payouts](https://docs.finix.com/guides/payouts/managing-payouts.md): Use the Finix Payouts Dashboard to track payout history, manage recipients, monitor account balance, and review daily and monthly limits.
 - [Payout Links](https://docs.finix.com/guides/payouts/payout-links.md): Create and send one-time payout links so recipients can enter their own bank or card details to claim funds. Supports white-labeling and instant delivery.
 - [Payouts](https://docs.finix.com/guides/payouts.md): Send money to recipients' bank accounts or cards in real-time using Finix Payouts. Supports gig pay, insurance claims, loan disbursements, and more.
 - [Signing Up for Payouts](https://docs.finix.com/guides/payouts/signing-up.md): Get started with Finix Payouts by contacting the sales team, setting up a sandbox, building your integration, and applying for a live account.
 - [Bank Payouts](https://docs.finix.com/guides/payouts/bank-payouts.md): Send money directly to recipient bank accounts via ACH using Finix Payouts. Create a recipient identity and payment instrument to get started.
 - [Recipient Verification Process](https://docs.finix.com/guides/payouts/recipient-verification-process.md): Finix runs global sanctions checks when onboarding payout recipients. Track verification states — Provisioning, Approved, or Rejected — via webhooks.
 - [Card Payouts](https://docs.finix.com/guides/payouts/card-payouts.md): Push funds directly to Visa and Mastercard debit or credit cards with Finix card payouts. Create a recipient identity to begin sending money.
 - [Me to Me Payouts](https://docs.finix.com/guides/payouts/me-to-me-payouts.md): Move funds between a customer's own accounts using Finix Me to Me payouts. Pull from a card or bank account and push to a debit or credit card.

## Low-Code / No-Code

 - [Low-Code / No-Code](https://docs.finix.com/low-code-no-code.md): Start accepting payments immediately with Finix's no-code and low-code tools — Checkout Pages, Payment Links, Virtual Terminal, and Invoices.
 - [Accepting Partial Payments](https://docs.finix.com/low-code-no-code/invoices/accepting-partial-payments.md): Enable partial payments on Finix invoices so buyers can pay in installments. The remaining balance is displayed after each partial payment is submitted.
 - [Customize Invoice Branding](https://docs.finix.com/low-code-no-code/invoices/customize-branding.md): Personalize invoice payment pages with your logo, brand color, accent color, and redirect URLs for a white-labeled billing experience in Finix.
 - [How Invoices Work](https://docs.finix.com/low-code-no-code/invoices/how-invoicing-works.md): Finix Invoices let you request payment with itemized details, a due date, and a hosted payment page. Track lifecycle states from Open through Paid or Void.
 - [Invoices](https://docs.finix.com/low-code-no-code/invoices.md): Create, send, and manage invoices directly from the Finix Dashboard. Supports partial payments, custom branding, and multiple payment methods.
 - [Invoices Quickstart](https://docs.finix.com/low-code-no-code/invoices/invoices-quickstart.md): Create your first invoice in the Finix Dashboard by adding buyer details, line items, a due date, delivery options, and custom branding settings.
 - [Payment Methods for Invoices](https://docs.finix.com/low-code-no-code/invoices/payment-methods-for-invoices.md): Accept cards, Apple Pay, and Google Pay on Finix invoices. Configure allowed payment methods and enable partial payments when creating each invoice.
 - [Sharing Invoices](https://docs.finix.com/low-code-no-code/invoices/sharing-invoices.md): Share Finix invoices via automatic email at creation or manually send the payment link via email, SMS, or QR code from the invoice details page.
 - [Low-Code / No-Code Branding](https://docs.finix.com/low-code-no-code/manage-low-code-no-code/low-code-branding.md): White-label Finix payment links, checkout forms, subscription links, and payout links with your logo, brand colors, and a custom branded subdomain.
 - [Configuring Custom Domains](https://docs.finix.com/low-code-no-code/manage-low-code-no-code/registering-domains.md): Add a custom subdomain to Finix's low-code products — checkout forms, payment links, and subscriptions — to show your brand name in buyer-facing URLs.
 - [Transfer Attempts](https://docs.finix.com/low-code-no-code/manage-low-code-no-code/transfer-attempts.md): Transfer Attempts track every payment through checkout forms and payment links, linking each attempt to the resulting Transfer or Authorization resource.
 - [Customize Payment Link Branding](https://docs.finix.com/low-code-no-code/payment-links/customize-branding.md): Add your logo, header color, and button colors to payment link pages and set redirect URLs for success, failure, and session timeout scenarios.
 - [How Payment Links Work](https://docs.finix.com/low-code-no-code/payment-links/how-payment-links-work.md): Payment links generate shareable URLs buyers use to pay from any device. Choose single or multi-use links and accept cards, ACH, Apple Pay, and Google Pay.
 - [Payment Links](https://docs.finix.com/low-code-no-code/payment-links.md): Create no-code payment links in the Finix Dashboard to request payments from buyers via URL, QR code, email, or text — with branding and payment tracking.
 - [Payment Methods for Payment Links](https://docs.finix.com/low-code-no-code/payment-links/payment-methods.md): Finix payment links support credit/debit cards, ACH bank transfers, Apple Pay, and Google Pay. Configure which methods are enabled at link creation.
 - [Creating Payment Links using the Dashboard](https://docs.finix.com/low-code-no-code/payment-links/quickstart-dashboard.md): Create a payment link in the Finix Dashboard by setting transaction type, amount, link type, products, payment methods, and custom branding options.
 - [Sharing Payment Links](https://docs.finix.com/low-code-no-code/payment-links/sharing-payment-links.md): Share Finix payment links with buyers via email, text message, QR code, or a copied URL — making it easy to collect payments through any channel.
 - [Tracking Payment Links](https://docs.finix.com/low-code-no-code/payment-links/tracking-payment-links.md): Monitor payment link states and view all buyer payment attempts in the Finix Dashboard — including amount, status, payment method, and transfer details.
 - [How the Virtual Terminal Works](https://docs.finix.com/low-code-no-code/virtual-terminal/how-the-virtual-terminal-works.md): Learn how the Finix Virtual Terminal works — process payments directly from the Dashboard.
 - [Virtual Terminal](https://docs.finix.com/low-code-no-code/virtual-terminal.md): Charge any credit or debit card from the Finix Dashboard. Process sales, authorizations, and split transactions manually using the Virtual Terminal.
 - [Managing Virtual Terminal Transactions](https://docs.finix.com/low-code-no-code/virtual-terminal/managing-transactions.md): Learn how to manage transactions processed with the Virtual Terminal.
 - [Virtual Terminal Quickstart](https://docs.finix.com/low-code-no-code/virtual-terminal/quickstart.md): Learn how to quickly create payments with the Virtual Terminal.
 - [Using Payment Devices with the Virtual Terminal](https://docs.finix.com/low-code-no-code/virtual-terminal/using-payment-devices.md): Learn how to use a payment device to collect payment instead of manually entering card details in the Virtual Terminal.
 - [Getting Started with Finix Checkout](https://docs.finix.com/low-code-no-code/mobile-apps/finix-checkout/getting-started.md): Learn how to sign in to Finix Checkout, navigate its screens, and log out.
 - [Finix Checkout App](https://docs.finix.com/low-code-no-code/mobile-apps/finix-checkout.md): Accept in-person payments, manually enter card details, or create payment links using the Finix Checkout app for iOS and Android with the Pax D135 card reader.
 - [Payment Links in Finix Checkout](https://docs.finix.com/low-code-no-code/mobile-apps/finix-checkout/payment-links.md): Learn how to view, share, and manage payment links from Finix Checkout.
 - [Set Up the D135 with Finix Checkout](https://docs.finix.com/low-code-no-code/mobile-apps/finix-checkout/set-up-d135.md): Learn how to pair, connect, and manage the Pax D135 card reader with the Finix Checkout iOS app.
 - [Taking a Payment with Finix Checkout](https://docs.finix.com/low-code-no-code/mobile-apps/finix-checkout/taking-a-payment.md): Learn how to process a sale or authorization using the Pax D135 card reader, manual card entry, or a payment link.
 - [Accept Payments with Tap to Pay on iPhone](https://docs.finix.com/low-code-no-code/mobile-apps/finix-checkout/tap-to-pay-on-iphone.md): Learn how to accept contactless payments directly on your iPhone with Tap to Pay in the Finix Checkout iOS app. No card reader required.
 - [Convenience Fees for Payment Links](https://docs.finix.com/low-code-no-code/payment-links/buyer-fees/convenience-fees.md): Add flat-rate convenience fees to payment links.
 - [Buyer Charges for Payment Links](https://docs.finix.com/low-code-no-code/payment-links/buyer-fees.md): Learn about buyer fees for payment links.
 - [Surcharge Fees for Payment Links](https://docs.finix.com/low-code-no-code/payment-links/buyer-fees/surcharge-fees.md): Add surcharge fees to payment links to cover payment processing costs.
 - [Virtual Terminal | Convenience Fees](https://docs.finix.com/low-code-no-code/virtual-terminal/buyer-fees/convenience-fees.md): Add flat-rate convenience fees to Virtual Terminal transactions.
 - [Virtual Terminal | Buyer Fees](https://docs.finix.com/low-code-no-code/virtual-terminal/buyer-fees.md): Learn how to add buyer fees to Virtual Terminal transactions.
 - [Virtual Terminal | Surcharge Fees](https://docs.finix.com/low-code-no-code/virtual-terminal/buyer-fees/surcharge-fees.md): Add surcharge fees to Virtual Terminal transactions to cover payment processing costs.

## Developers

 - [Developers](https://docs.finix.com/additional-resources/developers.md): Developer resources for building Finix integrations, including webhooks, API keys, error handling, testing tools, and payment flow documentation.
 - [API Keys](https://docs.finix.com/additional-resources/developers/authentication-and-api-basics/api-keys.md): Authenticate Finix API requests using HTTP Basic Auth. Manage sandbox and live API keys, set permission levels, and generate secure credentials.
 - [API Logs](https://docs.finix.com/additional-resources/developers/authentication-and-api-basics/api-logs.md): View and filter API request logs in the Finix Dashboard. Debug integrations by inspecting request and response headers, bodies, and HTTP status codes.
 - [Idempotent Request](https://docs.finix.com/additional-resources/developers/authentication-and-api-basics/idempotent-request.md): Prevent duplicate transactions by including an idempotency_id in Finix API requests. Protects against double charges when retries occur during checkout.
 - [Authentication & API Basics](https://docs.finix.com/additional-resources/developers/authentication-and-api-basics.md): Key concepts for authenticating with the Finix API, including API keys, request logs, pagination, rate limits, idempotency, and versioning.
 - [Pagination](https://docs.finix.com/additional-resources/developers/authentication-and-api-basics/pagination.md): Page through Finix API results using cursor-based pagination. Use the next_cursor value and limit parameter to navigate large lists of resources.
 - [Rate Limits](https://docs.finix.com/additional-resources/developers/authentication-and-api-basics/rate-limits.md): Finix enforces 100 requests per second for reads and writes in the Live environment. Handle 429 errors gracefully to keep your integration stable.
 - [Versioning](https://docs.finix.com/additional-resources/developers/authentication-and-api-basics/versioning.md): Control API behavior with the Finix-Version header. Breaking changes are versioned by date, with the latest version being 2022-02-01.
 - [Error Codes](https://docs.finix.com/additional-resources/developers/implementation-and-testing/error-codes.md): Complete reference for Finix API HTTP error codes, including 400, 401, 404, 422, and 500 responses, with descriptions and resolution guidance.
 - [Failure Codes](https://docs.finix.com/additional-resources/developers/implementation-and-testing/failure-codes.md): Reference guide for Finix transaction failure codes and messages returned when payments are declined, including card and ACH-specific decline reasons.
 - [Implementation and Testing](https://docs.finix.com/additional-resources/developers/implementation-and-testing.md): Guides for implementing and testing your Finix integration, covering error codes, failure codes, sandbox testing, and the pre-launch checklist.
 - [Integration Checklist](https://docs.finix.com/additional-resources/developers/implementation-and-testing/integration-checklist.md): Complete pre-launch steps before going live with Finix. Covers account setup, payment processing, payout collection, and technical requirements.
 - [Testing Your Integration](https://docs.finix.com/additional-resources/developers/implementation-and-testing/testing-your-integration.md): Test your Finix integration in sandbox using dummy cards, ACH return codes, and Account Updater scenarios before going live with real transactions.
 - [Migrating Data to Finix](https://docs.finix.com/additional-resources/developers/migrating-data-to-finix.md): Move customer records and tokenized payment data from another processor to Finix without disrupting billing or requiring buyers to re-enter card info.
 - [Migrating Customer Data](https://docs.finix.com/additional-resources/developers/migrating-data-to-finix/migrating-customer-data.md): Port seller identities and merchant records from a previous payment provider to Finix using the API or onboarding forms, with full underwriting support.
 - [Migrating from Stripe to Finix](https://docs.finix.com/additional-resources/developers/migrating-data-to-finix/migrating-from-stripe.md): Migrate tokenized payment data and customer records from Stripe to Finix, with field mappings and low-code product alternatives to minimize disruptions.
 - [Migrating from WePay](https://docs.finix.com/additional-resources/developers/migrating-data-to-finix/migrating-from-wepay.md): Move your tokenized payment data and customer records from WePay to Finix, with field mappings and guidance to minimize disruptions during migration.
 - [Migrating Payments Data](https://docs.finix.com/additional-resources/developers/migrating-data-to-finix/migrating-payment-data.md): Transfer stored payment tokens from Stripe, Braintree, or Adyen to Finix by coordinating encrypted PAN transfers with your original payment provider.
 - [PGP Key](https://docs.finix.com/additional-resources/developers/migrating-data-to-finix/pgp-key.md): Encrypt sensitive files using Finix PGP Key before migrating data. Finix requires PCI-compliant encryption when transmitting card numbers and bank details.
 - [Data Formats by Country](https://docs.finix.com/additional-resources/developers/resources-and-payment-flows/data-formats-by-country.md): Country-specific data formatting requirements for Finix API fields, including address, postal code, bank routing, and tax ID formats for the US and beyond.
 - [Resources and Payment Flows](https://docs.finix.com/additional-resources/developers/resources-and-payment-flows.md): Overview of Finix API resources including Identities, Merchants, Payment Instruments, Transfers, and Settlements, and how payments flow between them.
 - [Key Resources](https://docs.finix.com/additional-resources/developers/resources-and-payment-flows/key-resources.md): Reference for Finix API resources including Applications, Identities, Merchants, Payment Instruments, Transfers, and Settlements, and how they interrelate.
 - [Payment Lifecycle](https://docs.finix.com/additional-resources/developers/resources-and-payment-flows/payment-lifecycle.md): Follow a Finix payment from buyer Identity creation through Authorization, Transfer, Settlement, and final funding payout to a seller bank account.
 - [Finix MCP Server for AI Agents](https://docs.finix.com/additional-resources/developers/mcp-server.md): Connect AI agents to Finix docs with the Finix MCP Server for real-time answers in your editor.
 - [Webhooks](https://docs.finix.com/additional-resources/developers/webhooks.md): Receive real-time event notifications from Finix via webhooks. Subscribe to events like transfers, dispute updates, and merchant approvals automatically.
 - [Connect ChatGPT to Finix MCP](https://docs.finix.com/additional-resources/developers/mcp-server/mcp-chatgpt-setup.md): Connect ChatGPT to Finix MCP for accurate, real-time answers inside your editor.
 - [Integrating into Webhooks](https://docs.finix.com/additional-resources/developers/webhooks/integrating-into-webhooks.md): Set up Finix webhooks via Dashboard or API to receive HTTP POST event notifications when resources change, with filtering and authentication options.
 - [Connect Claude to Finix MCP](https://docs.finix.com/additional-resources/developers/mcp-server/mcp-claude-setup.md): Connect Claude Code to Finix MCP for accurate, real-time answers inside your editor.
 - [Webhook Logs](https://docs.finix.com/additional-resources/developers/webhooks/webhook-logs.md): Access up to 30 days of webhook delivery history in the Finix Dashboard to debug event delivery, filter by type or status, and inspect event payloads.
 - [Webhook Events](https://docs.finix.com/additional-resources/developers/webhooks/webhook-events.md): Complete reference of Finix webhook event types, covering Authorizations, Transfers, Settlements, Disputes, Merchants, Identities, and Payment Instruments.
 - [Connect Cursor to Finix MCP](https://docs.finix.com/additional-resources/developers/mcp-server/mcp-cursor-setup.md): Connect Cursor to Finix MCP for accurate, real-time answers inside your editor.
 - [Connect Gemini to Finix MCP](https://docs.finix.com/additional-resources/developers/mcp-server/mcp-gemini-setup.md): Connect Gemini to Finix MCP for accurate, real-time answers inside your editor.

## Plugins

 - [Partners](https://docs.finix.com/additional-resources/plugins/become-a-partner.md): Join the Finix Partner Program to embed payment processing into your platform. Submit an application and connect with the Finix partnerships team.
 - [Adobe Commerce Integration](https://docs.finix.com/additional-resources/plugins/adobe-commerce-integration.md): Integrate Finix with Adobe Commerce (Magento) to accept card transactions via our Cybersource Gateway integration.
 - [BigCommerce Integration](https://docs.finix.com/additional-resources/plugins/bigcommerce-integration.md): Integrate Finix with BigCommerce to accept card transactions via our Cybersource Gateway integration.
 - [CheckoutChamp Plugin](https://docs.finix.com/additional-resources/plugins/checkoutchamp-plugin.md): Connect Finix to CheckoutChamp CRM to manage card and ACH payments, subscription billing, and checkout flows within the CheckoutChamp platform.
 - [commercetools Integration](https://docs.finix.com/additional-resources/plugins/commercetools-integration.md): Integrate Finix with commercetools to accept card transactions via our Cybersource Gateway integration.
 - [Cvent Integration](https://docs.finix.com/additional-resources/plugins/cvent-integration.md): Integrate Finix with Cvent to accept card transactions via our Cybersource Gateway integration.
 - [DocuSign Integration](https://docs.finix.com/additional-resources/plugins/docusign-integration.md): Integrate Finix with DocuSign to accept card transactions via our Cybersource Gateway integration.
 - [Drupal Commerce Integration](https://docs.finix.com/additional-resources/plugins/drupal-commerce-integration.md): Integrate Finix with Drupal Commerce to accept card transactions via our Cybersource Gateway integration.
 - [Gravity Forms Integration](https://docs.finix.com/additional-resources/plugins/gravity-forms-integration.md): Integrate Finix with Gravity Forms to accept card transactions via our Cybersource Gateway integration.
 - [Fyntek Plugin](https://docs.finix.com/additional-resources/plugins/fyntek-plugin.md): Connect Finix to Fyntek to process card and ACH payments through Fyntek's unified payment orchestration platform.
 - [Plugins & Partners](https://docs.finix.com/additional-resources/plugins.md): Finix payment plugins and partner integrations for WooCommerce and other platforms. Accept payments using tools and CRMs your business already uses.
 - [Jotform Integration](https://docs.finix.com/additional-resources/plugins/jotform-integration.md): Integrate Finix with Jotform to accept card transactions via our Cybersource Gateway integration.
 - [Kibo Commerce Integration](https://docs.finix.com/additional-resources/plugins/kibo-commerce-integration.md): Integrate Finix with Kibo Commerce to accept card transactions via our Cybersource Gateway integration.
 - [Manhattan Associates Integration](https://docs.finix.com/additional-resources/plugins/manhattan-associates-integration.md): Integrate Finix with Manhattan Associates to accept card transactions via our Cybersource Gateway integration.
 - [NetSuite Integration](https://docs.finix.com/additional-resources/plugins/netsuite-integration.md): Integrate Finix with NetSuite to accept card transactions via our Cybersource Gateway integration.
 - [Odoo Integration](https://docs.finix.com/additional-resources/plugins/odoo-integration.md): Integrate Finix with Odoo to accept card transactions via our Cybersource Gateway integration.
 - [OpenCart Integration](https://docs.finix.com/additional-resources/plugins/opencart-integration.md): Integrate Finix with OpenCart to accept card transactions via our Cybersource Gateway integration.
 - [Oracle Commerce Cloud Integration](https://docs.finix.com/additional-resources/plugins/oracle-commerce-cloud-integration.md): Integrate Finix with Oracle Commerce Cloud to accept card transactions via our Cybersource Gateway integration.
 - [Paysight Plugin](https://docs.finix.com/additional-resources/plugins/paysight-plugin.md): Integrate Finix payments with Paysight CRM to accept card and ACH transactions and manage payment workflows from within the Paysight dashboard.
 - [PrestaShop Integration](https://docs.finix.com/additional-resources/plugins/prestashop-integration.md): Integrate Finix with PrestaShop to accept card transactions via our Cybersource Gateway integration.
 - [Salesforce Billing Integration](https://docs.finix.com/additional-resources/plugins/salesforce-billing-integration.md): Integrate Finix with Salesforce Billing to accept card transactions via our Cybersource Gateway integration.
 - [Salesforce Commerce Cloud Integration](https://docs.finix.com/additional-resources/plugins/salesforce-commerce-cloud-integration.md): Integrate Finix with Salesforce Commerce Cloud to accept card transactions via our Cybersource Gateway integration.
 - [Salesforce Order Management Integration](https://docs.finix.com/additional-resources/plugins/salesforce-order-management-integration.md): Integrate Finix with Salesforce Order Management to accept card transactions via our Cybersource Gateway integration.
 - [SAP Commerce Cloud Integration](https://docs.finix.com/additional-resources/plugins/sap-commerce-cloud-integration.md): Integrate Finix with SAP Commerce Cloud to accept card transactions via our Cybersource Gateway integration.
 - [SAP Integration](https://docs.finix.com/additional-resources/plugins/sap-integration.md): Integrate Finix with SAP to accept card transactions via our Cybersource Gateway integration.
 - [Shopify Plugin](https://docs.finix.com/additional-resources/plugins/shopify-integration.md): Integrate Finix with Shopify to accept card transactions.
 - [Sitecore Integration](https://docs.finix.com/additional-resources/plugins/sitecore-integration.md): Integrate Finix with Sitecore to accept card transactions via our Cybersource Gateway integration.
 - [Sticky.io Plugin](https://docs.finix.com/additional-resources/plugins/sticky-plugin.md): Integrate Finix payments with sticky.io to accept card and ACH transactions and manage payment workflows from within the sticky.io dashboard.
 - [Tagada Plugin](https://docs.finix.com/additional-resources/plugins/tagada-plugin.md): Connect Finix to TagadaPay to process card and ACH payments across channels using Finix infrastructure within the Tagada payment orchestration platform.
 - [Vindicia Integration](https://docs.finix.com/additional-resources/plugins/vindicia-integration.md): Integrate Finix with Vindicia to accept card transactions via our Cybersource Gateway integration.
 - [VTEX Integration](https://docs.finix.com/additional-resources/plugins/vtex-integration.md): Integrate Finix with VTEX to accept card transactions via our Cybersource Gateway integration.
 - [Zuora Integration](https://docs.finix.com/additional-resources/plugins/zuora-integration.md): Integrate Finix with Zuora to accept card transactions via our Cybersource Gateway integration.
 - [WooCommerce Plugin](https://docs.finix.com/additional-resources/plugins/woocommerce-plugin.md): Accept card payments, Apple Pay, and bank transfers on WooCommerce using the Finix plugin. Supports blocks checkout, dispute handling, and sandbox testing.

## Industry Considerations

 - [Industry Considerations](https://docs.finix.com/guides/industry-considerations.md): Certain merchant categories require extra setup steps, registrations, or data fields. Review industry-specific compliance guidance before you integrate.
 - [Gaming](https://docs.finix.com/guides/industry-considerations/gaming.md): Integrate gaming merchants (MCC 7994) with Finix. Required fields include IP address, email, phone, and cardholder name on every transaction.
 - [Motor Vehicle Rental](https://docs.finix.com/guides/industry-considerations/auto-rental.md): Integrate motor vehicle rental merchants (MCC 3351–3500, 7512) with Finix. Pass rental-specific data fields to qualify for lower interchange rates and reduce disputes.
 - [Lodging](https://docs.finix.com/guides/industry-considerations/lodging.md): Integrate lodging merchants (MCC 3501–3999, 7011) with Finix. Pass stay-specific data fields to qualify for lower interchange rates and reduce disputes.

## Regional Considerations

 - [Canada](https://docs.finix.com/guides/regional-considerations/canada.md): Finix supports Interac, Visa, and Mastercard for Canadian merchants. Covers online payments, PAX device support, bilingual terminals, and EFT settlements.
 - [Regional Considerations](https://docs.finix.com/guides/regional-considerations.md): Payment rules, supported devices, and settlement logic vary by region. Review Finix's regional guidance before expanding your integration beyond the US.

## Release Notes

 - [New Dashboard Designs, Onboarding Forms & Payout Settings](https://docs.finix.com/release-notes/2022/11/new-dashboard-designs-embedded-onboarding-forms-payout.md): Every page of the Finix Dashboard has been redesigned, with new embedded Onboarding Forms and Payout Settings for greater clarity and control.
 - [Dashboard Updates](https://docs.finix.com/release-notes/2022/12/dashboard-updates.md): This is the last of a three-part release to refresh the user experience of our entire dashboard.
 - [Android Mobile Tokenization](https://docs.finix.com/release-notes/2023/02/android-mobile-tokenization.md): Android Tokenization enables you to accept and tokenize payment details in your Android app without exposing yourselves to PCI risk.
 - [Test ACH Returns in Sandbox](https://docs.finix.com/release-notes/2023/02/test-ach-returns-in-sandbox.md): You can now test ACH Returns in your sandbox!
 - [Customized Developer Sandboxes for Different Business Types](https://docs.finix.com/release-notes/2023/03/customized-developer-sandboxes-for-different-business-types.md): We’ve enhanced the Finix Sandbox to provide tailored testing experiences for different types of businesses.
 - [Improved Search - Find the Info You Need More Easily](https://docs.finix.com/release-notes/2023/03/improved-search-functionalities-find-the-info-you-need-more.md): Customers now have the ability to search for tags in the dashboard.
 - [Max Transaction Limit on ACH](https://docs.finix.com/release-notes/2023/03/max-transaction-limit-on-ach.md): Using our API, customers can set a different maximum transaction limit for ACH Direct Debits than the maximum set for Credit Card transactions.
 - [More Dispute Functionality Available in the Finix Sandbox](https://docs.finix.com/release-notes/2023/03/more-dispute-functionality-available-in-the-finix-sandbox.md): In the Finix Sandbox, users submitting and accepting disputes will now receive an API response that echoes the Dispute resource.
 - [Payment Solutions for Direct Merchants and Online Marketplaces](https://docs.finix.com/release-notes/2023/03/payment-solutions-for-direct-merchants-and-online.md): Finix’s payment platform can now support Direct Merchants and Online Marketplaces, along with our existing customer segments.
 - [New Merchant Field on Transfers and Authorizations](https://docs.finix.com/release-notes/2023/03/save-time-api-calls-with-the-new-merchant-field.md): The new merchant field on Transfers and Authorizations lets you reference a Merchant directly, saving multiple API calls.
 - [Updated Finix Team Members & Roles in the Finix Dashboard](https://docs.finix.com/release-notes/2023/03/updated-finix-team-members-roles-in-the-finix-dashboard.md): This feature enables customers to manage their Team Members, Roles, and access levels in the Finix dashboard.
 - [Webhook Event Logs](https://docs.finix.com/release-notes/2023/03/webhook-event-logs.md): From the developer section of the dashboard, users can now review logs that detail all the webhook events they’ve received.
 - [Apply for Live Payment Processing via the Finix Sandbox](https://docs.finix.com/release-notes/2023/04/apply-for-live-payment-processing-via-the-finix-sandbox.md): You can now apply for a live payment processing account in the Finix Sandbox!
 - [Faster in-person payments](https://docs.finix.com/release-notes/2023/04/faster-in-person-payments.md): In-person payments are now faster than ever!
 - [More Failure Codes for Processing In-Person Payments](https://docs.finix.com/release-notes/2023/04/more-failure-codes-for-processing-in-person-payments.md): Two new in-person payment failure codes help you understand why a transaction failed and trigger your own workflows in response.
 - [Webhook enhancements](https://docs.finix.com/release-notes/2023/04/webhook-enhancements.md): To make your dashboard experience more intuitive and powerful, we’ve added the Onboarding Form webhook event to dashboard and Updated API + Webhook logs.
 - [Easily Link Disputes and Dispute Evidence with Tags](https://docs.finix.com/release-notes/2023/05/easily-link-disputes-and-dispute-evidence-with-tags.md): Add and edit tags on Disputes and Dispute Evidence Files via API to link Finix dispute resources to your own systems.
 - [Edit Buyer Names for Payment Instruments via API](https://docs.finix.com/release-notes/2023/05/edit-buyer-names-for-payment-instruments-via-api.md): The name of a buyer linked to a payment instrument (card, bank account, token, etc.) can now be edited via API.
 - [Prevent Duplicate Refunds](https://docs.finix.com/release-notes/2023/05/prevent-duplicate-refunds.md): You can now include an idempotencyid when creating a Refund or Reversal.
 - [Upgraded Dashboard Date Selection Button](https://docs.finix.com/release-notes/2023/05/upgraded-dashboard-date-selection-button.md): An upgraded date selection button makes filtering your Finix Dashboard payments data by specific dates or periods more seamless.
 - [Validate and Tokenize Bank Accounts at the Same Time](https://docs.finix.com/release-notes/2023/05/validate-and-tokenize-bank-accounts-at-the-same-time.md): You can now validate new bank accounts when they’re tokenized and used to create payment instruments.
 - [Added ID fields for dispute and dispute evidence files APIs](https://docs.finix.com/release-notes/2023/06/added-id-fields-for-dispute-and-dispute-evidence-files-apis.md): New application, identity, and merchant fields on Dispute and Dispute Evidence File resources make them easier to manage across your applications.
 - [Auto-complete for merchant addresses on Hosted Onboarding Forms](https://docs.finix.com/release-notes/2023/06/auto-complete-for-merchant-addresses-on-hosted-onboarding.md): Finix hosted Onboarding Forms now use Google address autocomplete for faster, more accurate merchant address entry.
 - [Developers can now see raw API response on failed Transfers](https://docs.finix.com/release-notes/2023/06/developers-can-now-see-raw-api-response-on-failed-transfers.md): If a transfer fails, the raw API response is now available for review in the Finix Dashboard.
 - [Easily accept and close disputes in the dashboard](https://docs.finix.com/release-notes/2023/06/easily-accept-and-close-disputes-in-the-dashboard.md): If a dispute gets filed that you don’t want to challenge, you can now easily accept and close that dispute directly in the dashboard.
 - [Seamlessly upload dispute evidence files via dashboard](https://docs.finix.com/release-notes/2023/06/seamlessly-upload-dispute-evidence-files-via-dashboard.md): We’ve made the experience of responding to disputes in the Finix dashboard a lot more seamless.
 - [Surcharge enabled is now on merchant resource](https://docs.finix.com/release-notes/2023/06/surcharge-enabled-is-now-on-merchant-resource.md): A new field on the Merchant resource shows whether surcharging is enabled for a seller.
 - [Updated look & feel for payout settings](https://docs.finix.com/release-notes/2023/06/updated-look-feel-for-payout-settings.md): We’ve refreshed the look and feel of payout settings in the dashboard to make them more intuitive.
 - [Upgraded disputes dashboard UI](https://docs.finix.com/release-notes/2023/06/upgraded-disputes-dashboard-ui.md): We’ve added and improved elements of the Disputes section of the dashboard to better deliver the critical information you need to manage disputes.
 - [User permissions list on team member view page](https://docs.finix.com/release-notes/2023/06/user-permissions-list-on-team-member-view-page.md): Administrators can now see every permission enabled for a user on their team member page in the Finix Dashboard.
 - [40+ New Insights & Analytics in the Finix Dashboard](https://docs.finix.com/release-notes/2023/07/40-new-insights-analytics-in-the-finix-dashboard.md): We’ve upgraded the Finix dashboard with dozens of new metrics, charts and visuals to help you see your payments data in powerful new ways.
 - [New Transaction Insights page](https://docs.finix.com/release-notes/2023/07/new-transaction-insights-page.md): We’ve added a brand new Transaction Insights page with three individual tabs to visualize your Payments, Authorizations, and Refunds data.
 - [Redesigned Homepage](https://docs.finix.com/release-notes/2023/07/redesigned-homepage.md): Get a complete look at your payments activity with the sleeker, smarter and more data-rich Home page.
 - [Easier bulk exports on dashboard pages](https://docs.finix.com/release-notes/2023/08/easier-bulk-exports-on-dashboard-pages.md): Exporting payments data in the dashboard is now a whole lot easier!
 - [Enable surcharging for in-person payments via API](https://docs.finix.com/release-notes/2023/08/enable-surcharging-for-in-person-payments-via-api.md): You can now enable buyer surcharge fees for your merchants on in-person payments via API.
 - [Introducing 6 new in-person payment terminals](https://docs.finix.com/release-notes/2023/08/introducing-6-new-in-person-payment-terminals.md): We’ve introduced six additional payment terminals to our diverse selection of supported in-person payments hardware.
 - [New Exceptions Insights page](https://docs.finix.com/release-notes/2023/08/new-exceptions-insights-page.md): We’ve added a brand new Exceptions Insights page with two individual tabs for Disputes and ACH Returns data.
 - [Test Split Transactions via API in your Finix sandbox](https://docs.finix.com/release-notes/2023/08/test-split-transactions-via-api-in-your-finix-sandbox.md): You can now test split transactions in the sandbox via API.
 - [Tokenize international cards on iOS and Android devices](https://docs.finix.com/release-notes/2023/08/tokenize-international-cards-on-ios-and-android-devices.md): You can now tokenize international cards on both iOS and Android devices using our mobile tokenization tools.
 - [Enhanced dispute search with 30+ new filters](https://docs.finix.com/release-notes/2023/09/enhanced-dispute-search-with-30-new-filters.md): We’ve added more than 30 new filters to help you easily search, sort and export your dispute data.
 - [New insights for customers who manage sellers](https://docs.finix.com/release-notes/2023/09/new-insights-for-customers-who-manage-sellers.md): A new Insights page gives customers who manage sellers an at-a-glance view of onboarding trends, active merchants, and transaction data.
 - [Split transactions in your Finix sandbox dashboard](https://docs.finix.com/release-notes/2023/10/split-transactions-in-your-finix-sandbox-dashboard.md): You can now view and manage test split transactions in your Finix sandbox dashboard.
 - [New Tokenization Forms: Accept Card Details with Less Code](https://docs.finix.com/release-notes/2023/11/new-tokenization-forms-securely-accept-payment-details.md): We’ve released a new suite of embeddable payment forms that make it easier to securely accept payment information in your app or website.
 - [Power checkouts across channels with Payment Links](https://docs.finix.com/release-notes/2023/12/power-checkouts-across-channels-with-payment-links.md): Our new Payment Links enable you to easily create shareable links you can use to accept payments from buyers online–with no code required.
 - [Take payments from your browser with the new Virtual Terminal](https://docs.finix.com/release-notes/2023/12/take-payments-from-your-browser-with-the-new-virtual.md): With our new Virtual Terminal, you can manually take payments right from your Finix dashboard.
 - [Send money with Finix Payouts](https://docs.finix.com/release-notes/2024/01/send-money-with-finix-payouts.md): Introducing Finix Payouts! Send fast digital payouts from your business to a business or individual recipient’s card or bank account.
 - [Automate your merchant underwriting with Finix’s new solution](https://docs.finix.com/release-notes/2024/02/automate-your-merchant-underwriting-with-finixs-new-solution.md): Merchant Underwriting automates your underwriting workflows to onboard merchants faster and power merchant verification for financial use cases.
 - [Easily add and manage terminals in your dashboard](https://docs.finix.com/release-notes/2024/02/easily-add-and-manage-terminals-in-your-dashboard.md): We’ve built a new Payment Devices section in your Finix dashboard that helps you add, manage, and configure your payment terminals in a single place.
 - [Finix is now live in Canada 🇨🇦](https://docs.finix.com/release-notes/2024/02/finix-is-now-live-in-canada.md): We’re excited to announce our launch as a payment processor in Canada!
 - [Seamlessly add and verify merchant bank accounts with Plaid](https://docs.finix.com/release-notes/2024/03/seamlessly-add-and-verify-merchant-bank-accounts-with-plaid.md): Finix now partners with Plaid to instantly add and verify merchant bank accounts during onboarding, supporting thousands of U.S. and Canadian banks.
 - [Send Money on the Dashboard](https://docs.finix.com/release-notes/2024/04/send-money-on-the-dashboard.md): You now have the option to send payouts to previously onboarded recipients using the dashboard.
 - [Sub-merchant Dashboard Updates](https://docs.finix.com/release-notes/2024/04/sub-merchant-dashboard-updates.md): Sub-merchants will now be able to create Payment Links and send them to their buyers.
 - [Token Form Updates](https://docs.finix.com/release-notes/2024/04/token-form-updates.md): We’ve updated our finix.js library to version 1.1.0. This is our javascript library for tokenizing payment instruments using our Token Forms.
 - [Updated Left Navigation Bar](https://docs.finix.com/release-notes/2024/04/updated-left-navigation-bar.md): We’ve updated our left nav bar to a lighter theme to better match the aesthetics of the dashboard.
 - [Finix Dashboard is now Mobile Responsive](https://docs.finix.com/release-notes/2024/05/finix-dashboard-is-now-mobile-responsive.md): We updated the Finix Dashboard to be mobile responsive. Merchants can use the Virtual Terminal and Payment Links easily on their phones to take a payment.
 - [New Point of Sale Devices Available on our FINIX_V1 Processor](https://docs.finix.com/release-notes/2024/05/new-point-of-sale-devices-available-on-our-finixv1-processor.md): The PAX A920 Pro is an upgraded version of the A920 with a faster processor, larger HD screen, professional infrared barcode scanner, and a 5MP camera.
 - [New Tipping Configurations](https://docs.finix.com/release-notes/2024/05/new-tipping-configurations.md): You now choose how to configure tipping on in-person devices using the Finix Dashboard and via API.
 - [Payout Links](https://docs.finix.com/release-notes/2024/05/payout-links.md): Payout Links are one-time use links to send a payout to a recipient. You can email or text the link to your recipient.
 - [Email receipts now available using the Virtual Terminal](https://docs.finix.com/release-notes/2024/06/email-receipts-now-available-using-the-virtual-terminal.md): We've updated our Virtual Terminal so you can send receipts.
 - [SMS Multi Factor Authentication](https://docs.finix.com/release-notes/2024/06/sms-multi-factor-authentication.md): Users can now use SMS as an alternative for Multi Factor Authentication (MFA). Finix now supports MFA via:
 - [Updated Navigation Bar on Finix Dashboard](https://docs.finix.com/release-notes/2024/06/updated-navigation-bar-on-finix-dashboard.md): We've updated our Navigation Bar to make it easier to navigate on the Finix Dashboard.
 - [Subscription Billing now available](https://docs.finix.com/release-notes/2024/07/subscription-billing-now-available.md): This is an early access feature. Please contact your Finix Point of Contact if you are interested in learning more.
 - [Send Receipts on Payment Links](https://docs.finix.com/release-notes/2024/08/send-receipts-on-payment-links.md): You can now add receipts to Payment Links. You can also optionally have a copy of the receipt be sent to yourself.
 - [Merchant Update Request Improvements](https://docs.finix.com/release-notes/2024/09/merchant-update-request-improvements.md): To simplify update requests during Seller Merchant onboarding, Finix introduced several new features:
 - [New Sidepanels on Payment and Authorization Pages](https://docs.finix.com/release-notes/2024/09/new-sidepanels-on-payment-and-authorization-pages.md): We added sidepanels to the Payment and Authorization pages.
 - [QR Codes for Payment Links](https://docs.finix.com/release-notes/2024/09/qr-codes-for-payment-links.md): We've added an option to generate a QR Code on a payment link. Sellers can choose to either copy the image or download it.
 - [Subscription Billing Updates](https://docs.finix.com/release-notes/2024/10/subscription-billing-updates.md): You can now see all the Payments for a Subscription on the Finix Dashboard. When you click on an individual Subscription, there will be a new Payments Tab.
 - [New Merchant Filters](https://docs.finix.com/release-notes/2024/11/new-merchant-filters.md): Filter Merchants by country and currency with new query parameters on the List Merchants API.
 - [New Transfer Filters](https://docs.finix.com/release-notes/2024/11/new-transfer-filters.md): We've extended our Transfer Filters to now all you to filter by:
 - [Apply custom fees to merchants](https://docs.finix.com/release-notes/2024/12/apply-custom-fees-to-merchants.md): Software Platforms and Marketplaces now have the ability create custom fees to their sub-merchants.
 - [Additional Merchant Fees Now Available](https://docs.finix.com/release-notes/2025/01/additional-merchant-fees-now-available.md): For software platforms and marketplaces, we've added new fees available to charge merchants.
 - [Instant Payouts for Settlements](https://docs.finix.com/release-notes/2025/01/instant-payouts-for-settlements.md): This is a new feature for merchants who need quick access to funds from card transactions.
 - [New Dynamic Fee Workflows](https://docs.finix.com/release-notes/2025/01/new-dynamic-fee-workflows.md): You can now create a supplementalfee at the time of transfer creation or authorization capture.
 - [Passing through Dues and Assessments now Available](https://docs.finix.com/release-notes/2025/01/passing-through-dues-and-assessments-now-available.md): Software Platforms and Marketplaces can now choose to pass through Dues and Assessments to sub-merchants.
 - [Account Updater Improvements](https://docs.finix.com/release-notes/2025/02/account-updater-improvements.md): Card Account Updater is a service offered by the card brands.
 - [Dashboard Enhancements](https://docs.finix.com/release-notes/2025/02/dashboard-enhancements.md): Merchants can now easily see a Transaction Flow when viewing a Payment.
 - [Network Tokenization](https://docs.finix.com/release-notes/2025/02/network-tokenization.md): Network tokens replace card information with a randomized string of letters and numbers when sending data to a card network.
 - [Streamlined Checkout Experience for Pax Terminals](https://docs.finix.com/release-notes/2025/02/streamlined-checkout-experience-for-pax-terminals.md): We've redesigned the core checkout flow for speed and ease of use.
 - [Subscription Billing Available to All Customers](https://docs.finix.com/release-notes/2025/02/subscription-billing-available-to-all-customers.md): Subscription Billing allows you to charge your customers for a product or service at regular intervals.
 - [Multi Factor Authentication (MFA) Required Starting March 1st](https://docs.finix.com/release-notes/2025/03/multi-factor-authentication-mfa-required-starting-march-1st.md): At Finix, we prioritize the security of your account and sensitive information.
 - [Manual Entry of Card Details on the Terminal for POS Integration](https://docs.finix.com/release-notes/2025/04/manual-entry-of-card-details-on-the-terminal-for-pos.md): Not every transaction starts with a tap or swipe.
 - [Residual Settlements now available on the Finix Dashboard](https://docs.finix.com/release-notes/2025/04/residual-settlements-now-available-on-the-finix-dashboard.md): If you are a platform, you can now see your residuals on the Finix Dashboard.
 - [Tokenization Form Improvements](https://docs.finix.com/release-notes/2025/04/tokenization-form-improvements.md): We’re excited to announce updates to our finix.js library launching on April 15.
 - [Updated Finix Documentation Site](https://docs.finix.com/release-notes/2025/04/updated-finix-documentation-site.md): We've made improvements to our documentation site:
 - [Virtual Terminal Updates](https://docs.finix.com/release-notes/2025/05/virtual-terminal-updates.md): You can now use surcharging on the Virtual Terminal.
 - [Updated Dashboard Sidebar](https://docs.finix.com/release-notes/2025/06/updated-dashboard-sidebar.md): The Finix Dashboard sidebar is now collapsible, white-labeled dashboards can upload an icon logo, and Standalone Mode supports transaction filters.
 - [Updated WooCommerce Plugin](https://docs.finix.com/release-notes/2025/06/updated-woocommerce-plugin.md): Our Finix for WooCommerce plugin allows merchants to have fast, flexible, and reliable payments with Finix.
 - [Buyer Fees now available on our Payment Links and Checkout Forms](https://docs.finix.com/release-notes/2025/07/buyer-fees-now-available-on-our-payment-links-and-checkout.md): You can now surcharge on our Payment Links and Checkout Forms. Surcharge fees are available to sellers to help cover the cost of processing payments.
 - [Convenience Fees](https://docs.finix.com/release-notes/2025/07/convenience-fees.md): You can now use Convenience Fees on our Payment Links and Checkout Forms.
 - [Updated Postman Collection](https://docs.finix.com/release-notes/2025/08/updated-postman-collection.md): We have updated our API Reference Postman collection to include all the examples available in Finix's API documentation.
 - [Dispute Updates](https://docs.finix.com/release-notes/2025/09/dispute-updates.md): We've improved Dispute statuses to update more frequently to WON or LOST. You'll see Disputes update quicker than in the past.
 - [Google Pay support on Payment Links and Checkout Forms](https://docs.finix.com/release-notes/2025/09/google-pay-support-on-payment-links-and-checkout-forms.md): We've updated our Payment Links and Checkout Forms to support Google Pay.
 - [Receipt Improvements](https://docs.finix.com/release-notes/2025/09/receipt-improvements.md): We've updated the layout of our receipts for Payments, Refunds, and Authorizations. These include changes to the email and PDF generated by Finix.
 - [Subscription Confirmation Emails Now Available](https://docs.finix.com/release-notes/2025/09/subscription-confirmation-emails-now-available.md): We've updated our Subscriptions and Subscription Links to allow buyers to receive a confirmation email.
 - [Interac Debit support Now Available](https://docs.finix.com/release-notes/2025/10/interac-debit-support-now-available.md): We've released support for Interac Debit on our PAX A800 and A920 Pro.
 - [Dispute Evidence Files can now be Deleted](https://docs.finix.com/release-notes/2025/11/dispute-evidence-files-can-now-be-deleted.md): We have released the ability to delete dispute evidence files before the dispute evidence has been submitted to the card networks.
 - [PAX D135 Sample Apps for Android and iOS](https://docs.finix.com/release-notes/2025/11/pax-d135-sample-apps-for-android-and-ios.md): We have released updated versions of our sample apps showcasing how to integrate our Android and iOS D135 SDKs.
 - [Sample Ecommerce Application](https://docs.finix.com/release-notes/2025/04/sample-ecommerce-application.md): To help make it easier to integrate to Finix, we've created an example e-commerce application.
 - [finix.js v2 update](https://docs.finix.com/release-notes/2025/12/finixjs-v2-update.md): We're excited to introduce Finix.js v2, a major upgrade to our client-side tokenization library.
 - [Payouts Auto Top-Ups](https://docs.finix.com/release-notes/2025/12/payouts-auto-top-ups.md): Auto-Top Ups are now available for Payouts customers. Payouts customers can now set up Auto-Top Up Rules.
 - [Splitting ACH Returns and Disputes](https://docs.finix.com/release-notes/2026/01/splitting-ach-returns-and-disputes.md): Choose how disputed split transactions and ACH returns are distributed across sellers, including proportional distribution by each seller's share.
 - [Invoices is in Early Access](https://docs.finix.com/release-notes/2026/02/invoices-is-in-early-access.md): Invoices are formal documents used to request payment from a specific buyer for goods or services.
 - [MCP Server now available](https://docs.finix.com/release-notes/2026/02/mcp-server-now-available.md): The Finix MCP Server connects AI assistants like Claude and ChatGPT directly to Finix's live documentation.
 - [Statement Descriptors on Payment Links](https://docs.finix.com/release-notes/2026/02/statement-descriptors-on-payment-links.md): With Payment Links, you can now set a custom card statement descriptor for your business.
 - [Surcharging now available on Variable Payment Links](https://docs.finix.com/release-notes/2026/02/surcharging-now-available-on-variable-payment-links.md): Variable Payment Links now support surcharge fees to help offset payment processing costs.
 - [Payment Links on Finix Checkout iOS App](https://docs.finix.com/release-notes/2026/03/payment-links-on-finix-checkout-ios-app.md): You can now create and share Payment Links using the Finix Checkout iOS App.
 - [Cardholder Name Verification for Push-to-Card Checks](https://docs.finix.com/release-notes/2026/04/cardholder-name-verification-now-included-with-push-to-card.md): Push-to-Card eligibility checks now return cardholder name verification results alongside the eligibility response, with no additional API calls.
 - [PAX IM30 Now Available](https://docs.finix.com/release-notes/2026/04/pax-im30-now-available.md): Finix now supports the PAX IM30, a payment terminal built for self-service, semi-attended, and unattended environments.
 - [Update to ACH Settlement Statement Descriptors](https://docs.finix.com/release-notes/2026/04/update-to-ach-settlement-statement-descriptors.md): Effective April 22, 2026, Finix updates the Originator Company Name on ACH credit and debit settlement transactions to comply with NACHA rules.
 - [Auto and Hotel Rental Support](https://docs.finix.com/release-notes/2026/05/auto-and-hotel-rental-support.md): Auto rental and lodging merchants can now pass industry-specific transaction details to qualify for lower interchange rates and avoid downgrades.
 - [Cybersource Gateway Integration Now Available](https://docs.finix.com/release-notes/2026/05/cybersource-gateway-integration-now-available.md): Finix now supports Cybersource as a gateway integration.
 - [Government Payouts Now Available](https://docs.finix.com/release-notes/2026/06/government-payouts-now-available.md): Send government disbursements, such as tax refunds and disaster relief payments, directly to a recipient's debit card or bank account.
 - [Me-to-Me Payouts Now Available](https://docs.finix.com/release-notes/2026/06/me-to-me-payouts-now-available.md): Move funds between a person's own payment instruments by pulling from a card or bank account and pushing the funds to another card or bank account.
 - [Card Scanning Available for iOS and Android](https://docs.finix.com/release-notes/2026/07/card-scanning-available-for-ios-and-android.md): Buyers can now scan their card with the device camera to autofill payment details in the iOS SDK, Android SDK, and Finix Checkout app.
 - [Pass Through Decrypted Apple Pay and Google Pay Tokens](https://docs.finix.com/release-notes/2026/07/decrypted-apple-pay-and-google-pay-token-passthrough.md): PCI Level 1 merchants can now decrypt Apple Pay and Google Pay tokens on their own systems and pass the decrypted values directly to the Finix API.
 - [Finix WooCommerce 1.60 Release](https://docs.finix.com/release-notes/2026/07/finix-woocommerce-1-60-release.md): Version 1.60 of the Finix for WooCommerce plugin adds WooCommerce Subscriptions support, enabling recurring payments managed by WooCommerce through Finix.
 - [PAX A35 Now Supported](https://docs.finix.com/release-notes/2026/07/pax-a35-now-supported.md): Finix now supports the PAX A35, a compact Android smart PIN pad for countertop and multilane retail checkout, available in the United States and Canada.
 - [PAX A3700 Now Supported](https://docs.finix.com/release-notes/2026/07/pax-a3700-now-supported.md): Finix now supports the PAX A3700 Elys Tablet, a customer-facing Android payment tablet for retail checkout, available in the United States and Canada.
 - [Update Card Expiration Dates via API and Dashboard](https://docs.finix.com/release-notes/2026/07/update-card-expiration-dates-via-api-and-dashboard.md): Update the expiration date on an existing card Payment Instrument via the API or the Finix Dashboard, without recreating the card.
 - [Deploying Your App to Terminals](https://docs.finix.com/release-notes/2026/08/deploying-your-app-to-terminals.md): Build your own Android app for in-person payments and deploy it to Finix-supported payment terminals using the Device Reader SDK.
 - [Failed Transactions, Failed Authorizations, and Refund Fees can now be passed on to your merchants](https://docs.finix.com/release-notes/2026/08/pass-failed-and-refund-fees-to-your-merchants.md): Pass the fixed processing cost of failed transactions, failed authorizations, and refunds on to your merchants with three new Fee Profile settings.
 - [Set a Billing Cycle Day for Subscriptions](https://docs.finix.com/release-notes/2026/08/set-a-billing-cycle-day-for-subscriptions.md): Set a billing cycle day when creating a subscription, or change it on an existing one. Finix prorates the affected invoices automatically.
 - [Tap to Pay on iPhone for Finix Checkout](https://docs.finix.com/release-notes/2026/08/tap-to-pay-on-iphone-for-finix-checkout.md): Accept contactless payments with only an iPhone in the Finix Checkout app. No card reader or extra hardware is required.