# Create a Payment Instrument

Create a  resource using a card or bank account.

- The creation of  directly via Finix's API should only be done for testing purposes. You must use our hosted fields or the javascript client to remain out of PCI scope.

Endpoint: POST /payment_instruments
Version: 2022-02-01
Security: BasicAuth

## Header parameters:

  - `Finix-Version` (string)
    Specify the API version of your request. For more details, see Versioning.
    Example: "2022-02-01"

## Response 400 fields (application/json):

  - `total` (integer)

  - `_embedded` (object)

  - `_embedded.errors` (array)

  - `_embedded.errors.logref` (object)

  - `_embedded.errors.message` (string)

  - `_embedded.errors.code` (string)
    Enum: "UNPROCESSABLE_ENTITY"

  - `_embedded.errors._links` (object)

  - `_embedded.errors._links.self` (object)

  - `_embedded.errors._links.self.href` (string)

## Response 401 fields (application/json):

  - `total` (integer)

  - `_embedded` (object)

  - `_embedded.errors` (array)

  - `_embedded.errors.code` (string)
    Enum: "UNKNOWN"

  - `_embedded.errors.logref` (object)

  - `_embedded.errors.message` (string)

  - `_embedded.errors._links` (object)

  - `_embedded.errors._links.self` (object)

  - `_embedded.errors._links.self.href` (string)

  - `_embedded.errors._links.source` (object)

## Response 403 fields (application/json):

  - `total` (integer)

  - `_embedded` (object)

  - `_embedded.errors` (array)

  - `_embedded.errors.code` (string)
    Enum: "FORBIDDEN"

  - `_embedded.errors.logref` (object)

  - `_embedded.errors.message` (string)

  - `_embedded.errors._links` (object)

  - `_embedded.errors._links.source` (object)

  - `_embedded.errors._links.source.href` (string)

## Response 406 fields (application/json):

  - `total` (integer)

  - `_embedded` (object)

  - `_embedded.errors` (array)

  - `_embedded.errors.code` (string)
    Enum: "NOT_FOUND"

  - `_embedded.errors.logref` (object)

  - `_embedded.errors.message` (string)

  - `_embedded.errors._links` (object)

  - `_embedded.errors._links.source` (object)

  - `_embedded.errors._links.source.href` (string)

## Response 422 fields (application/json):

  - `total` (integer)

  - `_embedded` (object)

  - `_embedded.errors` (array)

  - `_embedded.errors.code` (string)
    Enum: "INVALID_FIELD"

  - `_embedded.errors.field` (string)

  - `_embedded.errors.logref` (object)

  - `_embedded.errors.message` (string)

  - `_embedded.errors._links` (object)

  - `_embedded.errors._links.source` (object)

  - `_embedded.errors._links.source.href` (string)